Aviva – Intermediate Underwriter – Personal Lines – Markham, ON

Company: Aviva

Location: Markham, ON

Expected salary:

Job date: Thu, 10 Apr 2025 04:31:07 GMT

Job description: Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.Are you passionate about delivering outstanding service and crafting a meaningful impact in the Finance/Insurance industry? At Aviva, we’re looking for an Intermediate Underwriter to join our ambitious team in Markham, ON. This is an outstanding opportunity to partner with a strong national brand and empower our broker partners with world-class service and support.Come join our team!What You’ll Do:Deliver Outstanding Quality Commitments: Foster a “One Stop Shop” environment for our broker partners, ensuring every interaction is seamless and exceeds expectations.Continuous Learning: Update your soft skills through identified e-learning courses and improve your product and industry knowledge through CIP/FCIP or other related industry accreditations.Timely and Informed Service: Address the needs of our broker partners promptly and with comprehensive knowledge, consistently challenging the status quo to provide outstanding underwriting service.Influence Broker Survey Results: Take dedicated steps throughout the year to contribute to a successful outcome of the Broker Survey, ensuring broker happiness and trust.Demonstrate Integrity: Display honesty and trustworthiness while collaborating with colleagues and leaders to uphold a professional environment.What You’ll Bring:Strong Negotiation Skills: Proven ability to negotiate effectively and reach mutually beneficial outcomes.Insurance Experience: At least 4 years of experience in the insurance industry.CIP Designation: Possess or actively working towards a CIP designation.Leadership Capabilities: Demonstrated ability to lead and encourage those around you.Critical Thinking: Propel the business by making informed decisions and advocating for the Aviva brand.Customer Focus: Build trust and strengthen operational relationships with our broker partners.Communication Skills: Outstanding oral and written communication abilities, with the confidence to make decisive and analytical decisions.Time Management: Highly organized with strong time management skills.Flexibility: Ability to work a variety of shifts from 8 am-7:30 pm, Monday to Friday.Hybrid Working Model: Comfortable with a combination of remote and in-office working.What You’ll Get:Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.Outstanding Career Development opportunities.We’ll support your professional development education.Competitive vacation package with the option to purchase 5 extra days off per yearEmployee driven programs focused on gender, LGBTQ+, origins, diversity and inclusionCorporate wellness programs to support our employees’ physical and mental healthHybrid flexible work modelPlease note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted both internally & externally.Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada.

Financial Analyst – Associate Underwriter or Underwriter, Surety – Liberty Mutual Canada – Vancouver, BC

Company: Liberty Mutual Canada

Location: Vancouver, BC

Expected salary:

Job date: Thu, 03 Apr 2025 07:08:11 GMT

Job description: and conditions offered to the client. Meet with customers from assigned territory to solicit business/submissions via marketing… a book of surety business. Meet production, marketing, and profitability goals as set by Manager and assist in business…

Equitable Life of Canada – Underwriter, Intermediate – Waterloo, ON

Company: Equitable Life of Canada

Location: Waterloo, ON

Expected salary:

Job date: Wed, 02 Apr 2025 23:52:16 GMT

Job description: At Equitable, we realize that your work life is not just about performing a job; it’s about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated and client-responsive staff. Join Equitable today.Position Title: Underwriter, Intermediate
Reports To: Manager, Underwriting
Department: Individual Underwriting
Term: Permanent Full-TimeWork Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.The Opportunity: Equitable is growing! We are looking for Underwriters to join our Individual Insurance team! The Intermediate Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable’s success and is a great opportunity to work at one of Waterloo Region’s Top Employers while developing skills for the future.What you will be doing:

  • Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors
  • Consistently provide a superior quality of work
  • Manage volumes of daily work independently to ensure service standards are met
  • Provide a first-class client experience
  • Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
  • Contribute to continuous enhancement of underwriting processes and procedures

What you will bring:

  • Bilingual in French and English is an asset
  • Superior technical knowledge in medical, financial, and non-medical underwriting
  • Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
  • Excellent analytical and problem solving abilities
  • Strong reinsurance relationships with excellent negotiation skills
  • Strong communication skills, written and verbal
  • Excellent relationship skills – proactive and service-oriented is key!

What’s in it for you:

  • A healthy work-life balance with employee wellness top of mind
  • Annual bonus program, annual vacation allowance, and company-paid benefits program
  • An additional paid volunteer day each year so you can spend time giving back to the community
  • Immediate enrollment in the company’s pension program with employer matching
  • Employee resource groups that support an inclusive work environment
  • Tuition support and specialized program assistance
  • An onsite full-service cafeteria with a variety of daily options
  • Discounts on company products and services, and access to exclusive employee perks
  • Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment/offer process you will be required to:

  • Provide two professional references (minimum one supervisor and above)

This role is open due to an existing vacancy.To learn more about Equitable, we encourage you to explore our organization.At Equitable, we are committed to providing equal access to employment opportunities across our organization. Please contact our HR team at careers@equitable.ca if you would like to receive our job postings in an alternative format or require an accommodation with the application process.#LI-Remote

Financial Analyst – Associate Underwriter or Underwriter, Surety – Liberty Mutual Canada – Vancouver, BC

Company: Liberty Mutual Canada

Location: Vancouver, BC

Expected salary: $60000 – 85000 per year

Job date: Thu, 03 Apr 2025 22:14:28 GMT

Job description: and conditions offered to the client. Meet with customers from assigned territory to solicit business/submissions via marketing… a book of surety business. Meet production, marketing, and profitability goals as set by Manager and assist in business…

Equitable Life of Canada – Underwriter, Intermediate – Toronto, ON

Company: Equitable Life of Canada

Location: Toronto, ON

Expected salary:

Job date: Thu, 03 Apr 2025 05:34:36 GMT

Job description: At Equitable, we realize that your work life is not just about performing a job; it’s about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated and client-responsive staff. Join Equitable today.Position Title: Underwriter, Intermediate
Reports To: Manager, Underwriting
Department: Individual Underwriting
Term: Permanent Full-TimeWork Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.The Opportunity: Equitable is growing! We are looking for Underwriters to join our Individual Insurance team! The Intermediate Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable’s success and is a great opportunity to work at one of Waterloo Region’s Top Employers while developing skills for the future.What you will be doing:

  • Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors
  • Consistently provide a superior quality of work
  • Manage volumes of daily work independently to ensure service standards are met
  • Provide a first-class client experience
  • Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
  • Contribute to continuous enhancement of underwriting processes and procedures

What you will bring:

  • Bilingual in French and English is an asset
  • Superior technical knowledge in medical, financial, and non-medical underwriting
  • Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
  • Excellent analytical and problem solving abilities
  • Strong reinsurance relationships with excellent negotiation skills
  • Strong communication skills, written and verbal
  • Excellent relationship skills – proactive and service-oriented is key!

What’s in it for you:

  • A healthy work-life balance with employee wellness top of mind
  • Annual bonus program, annual vacation allowance, and company-paid benefits program
  • An additional paid volunteer day each year so you can spend time giving back to the community
  • Immediate enrollment in the company’s pension program with employer matching
  • Employee resource groups that support an inclusive work environment
  • Tuition support and specialized program assistance
  • An onsite full-service cafeteria with a variety of daily options
  • Discounts on company products and services, and access to exclusive employee perks
  • Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment/offer process you will be required to:

  • Provide two professional references (minimum one supervisor and above)

This role is open due to an existing vacancy.To learn more about Equitable, we encourage you to explore our organization.At Equitable, we are committed to providing equal access to employment opportunities across our organization. Please contact our HR team at careers@equitable.ca if you would like to receive our job postings in an alternative format or require an accommodation with the application process.#LI-Remote

Liberty Mutual Canada – Financial Analyst – Associate Underwriter or Underwriter, Surety – Toronto, ON

Company: Liberty Mutual Canada

Location: Toronto, ON

Expected salary:

Job date: Thu, 03 Apr 2025 22:08:32 GMT

Job description: Department: SuretyLocation: Toronto or HalifaxReports To: Surety Executive Underwriter – ManagerCompany Overview:Liberty Mutual Surety™, a business unit of Liberty Mutual Insurance, is the largest global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries.If you are unsure whether your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:– A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance– Competitive health & dental benefits plan– Market-leading pension plan– Competitive time off policy– External education & tuition reimbursement programs– Employee & Family Assistance Programs– An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusionThe Opportunity:Liberty Mutual Surety™ is seeking a Financial Analyst – Associate Underwriter or Underwriter, Surety in our Toronto, ON or Halifax, NS office. In this role, you will use your business and financial acumen to perform primary credit underwriting and financial/risk analysis, provide recommendations, and make decisions on new and existing accounts. Using your excellent people skills, you will market, underwrite, and service customers and accounts within an assigned territory. This is an excellent opportunity for a self-motivated financial professional looking to advance their career with a top surety company that focuses on its employees and customers first.Duties and Responsibilities:

  • Perform analytical evaluations of financial statements on both a static and trend basis. Determine an underwriting position and monitor present and historical financial position of risk through analysis of interim financial statements and work in progress data as appropriate. Recommend, implement and monitor milestones and potential exit strategy on accounts showing high risk trends.
  • Monitor an existing book of business from an underwriting standpoint. Continuously evaluate the qualitative characteristics of the business (new and existing) as assigned. Examples include utilization of self-audit programs and financial ratio analysis reports. Make recommendations to Manager for proper lines of authority to be submitted to Home Office. Monitor and control utilization of such lines to ensure compliance with guidelines.
  • Responsible for investigating, analyzing, and managing all necessary underwriting/accounting/workflow issues within framework of Surety policies and procedures.
  • Originate, lead, and underwrite surety transactions.
  • Analyze exposures and determine the appropriate surety coverage and conditions, risk exposure, loss history, and economic trends that may impact terms and conditions offered to the client.
  • Meet with customers from assigned territory to solicit business/submissions via marketing efforts and educate customers on Liberty Mutual Surety policies, procedures, appetite, and requirements. Act in a consultative capacity and discuss/review accounts and performance.
  • Develop/maintain strong relationships, meet with clients, and oversee a book of surety business. Meet production, marketing, and profitability goals as set by Manager and assist in business development. Develop a book of business strategy to broaden the portfolio with various accounts in compliance with given Underwriting Guidelines.
  • Attend client, broker and market meetings as well as regular meetings with internal and external stakeholders.
  • Ensure compliance with all applicable internal and external laws, regulations, policies, procedures and guidance.
  • Adhere to underwriting standards, instructions and best practice methodology in order to minimize risk as incorporated into the Underwriting Controls Framework.
  • Provide direction for topics to be addressed in meetings with customers.
  • Actively contribute to the team spirit and collaborate cross-country and cross-functionally with Liberty Mutual Canada. Identify cross-selling opportunities with other Liberty product line areas and meet goals as set by Manager.
  • Assist in market screening and the definition of appropriate policies and underwriting guidance.
  • Use of risk profiling and pricing tools.
  • Prepare and implement instructions for administering work flows and accounting/billing issues to service unique situations.
  • Perform special projects and other duties as assigned – bring creativity for the optimization of work flows and accounting/billing issues.

Skills & Qualifications:

  • Bachelor’s degree or equivalent, ideally in Finance or Accounting.
  • 2+ years financial/commercial credit underwriting experience highly preferred.
  • Mature and self-confident; ability to face clients, business partners and senior colleagues.
  • Strong problem-solving, marketing and account-management skills.
  • Must be detail-oriented, able to manage time and prioritize multiple tasks in a fast-paced environment.
  • Ability to work independently and manage many tasks simultaneously in addition to comfortably interacting with people in small groups and social situations.
  • Strong economic, political, current affairs understanding and knowledge.
  • Strong computer skills, in particular Word, Excel, Power Point and Outlook.
  • Strong level of numeracy, literacy and technology skills without losing the conceptual skills for the bigger picture.
  • Demonstrate strong collaboration and teamwork.
  • Ambitious self-starter.
  • Strong interpersonal and communication skills.

Liberty Mutual Surety is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.

Liberty Mutual Canada – Financial Analyst – Associate Underwriter or Underwriter, Surety – Toronto, ON

Company: Liberty Mutual Canada

Location: Toronto, ON

Expected salary:

Job date: Tue, 01 Apr 2025 23:29:54 GMT

Job description: Job Description:Department: SuretyLocation: Toronto or HalifaxReports To: Surety Executive Underwriter – ManagerCompany Overview:Liberty Mutual Surety™, a business unit of Liberty Mutual Insurance, is the largest global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries.If you are unsure whether your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:– A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance– Competitive health & dental benefits plan– Market-leading pension plan– Competitive time off policy– External education & tuition reimbursement programs– Employee & Family Assistance Programs– An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusionThe Opportunity:Liberty Mutual Surety™ is seeking a Financial Analyst – Associate Underwriter or Underwriter, Surety in our Toronto, ON or Halifax, NS office. In this role, you will use your business and financial acumen to perform primary credit underwriting and financial/risk analysis, provide recommendations, and make decisions on new and existing accounts. Using your excellent people skills, you will market, underwrite, and service customers and accounts within an assigned territory. This is an excellent opportunity for a self-motivated financial professional looking to advance their career with a top surety company that focuses on its employees and customers first.Duties and Responsibilities:

  • Perform analytical evaluations of financial statements on both a static and trend basis. Determine an underwriting position and monitor present and historical financial position of risk through analysis of interim financial statements and work in progress data as appropriate. Recommend, implement and monitor milestones and potential exit strategy on accounts showing high risk trends.
  • Monitor an existing book of business from an underwriting standpoint. Continuously evaluate the qualitative characteristics of the business (new and existing) as assigned. Examples include utilization of self-audit programs and financial ratio analysis reports. Make recommendations to Manager for proper lines of authority to be submitted to Home Office. Monitor and control utilization of such lines to ensure compliance with guidelines.
  • Responsible for investigating, analyzing, and managing all necessary underwriting/accounting/workflow issues within framework of Surety policies and procedures.
  • Originate, lead, and underwrite surety transactions.
  • Analyze exposures and determine the appropriate surety coverage and conditions, risk exposure, loss history, and economic trends that may impact terms and conditions offered to the client.
  • Meet with customers from assigned territory to solicit business/submissions via marketing efforts and educate customers on Liberty Mutual Surety policies, procedures, appetite, and requirements. Act in a consultative capacity and discuss/review accounts and performance.
  • Develop/maintain strong relationships, meet with clients, and oversee a book of surety business. Meet production, marketing, and profitability goals as set by Manager and assist in business development. Develop a book of business strategy to broaden the portfolio with various accounts in compliance with given Underwriting Guidelines.
  • Attend client, broker and market meetings as well as regular meetings with internal and external stakeholders.
  • Ensure compliance with all applicable internal and external laws, regulations, policies, procedures and guidance.
  • Adhere to underwriting standards, instructions and best practice methodology in order to minimize risk as incorporated into the Underwriting Controls Framework.
  • Provide direction for topics to be addressed in meetings with customers.
  • Actively contribute to the team spirit and collaborate cross-country and cross-functionally with Liberty Mutual Canada. Identify cross-selling opportunities with other Liberty product line areas and meet goals as set by Manager.
  • Assist in market screening and the definition of appropriate policies and underwriting guidance.
  • Use of risk profiling and pricing tools.
  • Prepare and implement instructions for administering work flows and accounting/billing issues to service unique situations.
  • Perform special projects and other duties as assigned – bring creativity for the optimization of work flows and accounting/billing issues.

Skills & Qualifications:

  • Bachelor’s degree or equivalent, ideally in Finance or Accounting.
  • 2+ years financial/commercial credit underwriting experience highly preferred.
  • Mature and self-confident; ability to face clients, business partners and senior colleagues.
  • Strong problem-solving, marketing and account-management skills.
  • Must be detail-oriented, able to manage time and prioritize multiple tasks in a fast-paced environment.
  • Ability to work independently and manage many tasks simultaneously in addition to comfortably interacting with people in small groups and social situations.
  • Strong economic, political, current affairs understanding and knowledge.
  • Strong computer skills, in particular Word, Excel, Power Point and Outlook.
  • Strong level of numeracy, literacy and technology skills without losing the conceptual skills for the bigger picture.
  • Demonstrate strong collaboration and teamwork.
  • Ambitious self-starter.
  • Strong interpersonal and communication skills.

Liberty Mutual Surety is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.