Liberty Mutual Canada – Senior Underwriter, Programs – Toronto, ON

Company: Liberty Mutual Canada

Location: Toronto, ON

Expected salary:

Job date: Fri, 14 Mar 2025 23:42:57 GMT

Job description: Department:Alternative Risk Solutions & ProgramsLocation:TorontoReports To:Vice President, Fronting & ProgramsCompany Overview:Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 250 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal and Halifax.At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. Diversity, Equity & Inclusion (DEI) is how we do business, and we’ll continue to invest in it to create a stronger global organization.If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:– A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance– Competitive health & dental benefits plan– Market-leading pension plan– Competitive time off policy– External education & tuition reimbursement programs– Employee & Family Assistance Programs– An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusionThe Opportunity:Reporting to the Vice President, Fronting & Programs, this national role will be responsible to profitably grow a large portfolio through superior risk selection and strong relationships within the Insurance space. This market-facing role will be required to build, and maintain, a strong relationship with Broking and Managing General Agent partners. The successful candidate will have appropriate P&C technical underwriting expertise to review new and existing programs (focused on delegated underwriting authority), coordinating a comprehensive review of Underwriting strategy and execution, profitability, and performance.Duties and Responsibilities:

  • Lead the underwriting of an assigned portfolio of programs. This will include coordinating a comprehensive review of profitability, performance, and assessment of risk appetite while involving key stakeholders (actuarial, reinsurance, product, etc.) where necessary.
  • Actively manage the relationship and ongoing needs of the existing programs within our portfolios, building and maintaining relationships with MGAs/Brokers, while ensuring service levels are being met by all parties.
  • Efficiently triage and lead assigned new business opportunities while meaningfully contributing to new business strategy in accordance with Liberty’s appetite and market trends.
  • Work closely with stakeholders across all functional areas to help identify loss trends or concerns and suggest changes to guidelines and strategies to ensure long-term profitability of the segment.
  • Review of MGA and Delegated Underwriting Authority contracts, working with Legal, to ensure adherence to Liberty standards.
  • Support the enhancement of audit protocols, implement, and maintain said protocol of portfolio on programs portfolio where appropriate.
  • Demonstrate effective prioritization of workload and provide market-leading customer service for our internal stakeholders, brokers, and clients.
  • Challenge the status quo, experiment with new ideas, and help develop an industry leading approach to program business.
  • Perform related duties and special projects, as assigned, to assist in ensuring the success of Programs; the Alternative Risk Solutions & Programs team; and the broader Liberty Mutual Canada organization.

Skills & Qualifications:

  • Minimum 5 years’ underwriting experience (or equivalent) in the Property (preferred) and Casualty insurance space, with increasing levels of responsibility.
  • Background and proven track record in growing and managing a portfolio is preferred.
  • A clear understanding of the growth opportunities in the market to help inform our growth strategy is considered an asset.
  • Experience reviewing underwriting and rate strategy is a strong asset.
  • Experience reviewing business from a portfolio perspective, factoring in actuarial analysis and future projections, a preference.
  • Experience auditing, monitoring, and reporting on a book of business to management, addressing financial and governance metrics, a preference.
  • Ability to collaborate and exercise influence while working cross-functionally and building relationships.
  • Post-secondary education including relevant Insurance designation(s)/education is considered an asset.
  • Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
  • Ability to multi-task and execute on various requirements, projects, and deadlines.
  • Superior time management and delegation skills.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.

Financial Advisor – Northwestern Mutual – Orlando, FL

Company: Northwestern Mutual

Location: Orlando, FL

Expected salary: $61000 per year

Job date: Sat, 08 Mar 2025 01:21:34 GMT

Job description: As a Federal Insurance Contributions Act (FICA) tax specialist at Northwestern Mutual, you will be responsible for ensuring compliance with federal tax laws related to employee contributions for Social Security and Medicare. This role involves accurately calculating and withholding FICA taxes from employee paychecks, maintaining records, and preparing reports for government agencies. The ideal candidate will have a strong understanding of tax regulations, excellent attention to detail, and the ability to effectively communicate with employees and external stakeholders. Join us at Northwestern Mutual and play a crucial role in helping our organization meet its tax obligations in a responsible and ethical manner.

Liberty Mutual Canada – Senior Underwriter, Programs – Toronto, ON

Company: Liberty Mutual Canada

Location: Toronto, ON

Expected salary:

Job date: Sat, 15 Mar 2025 04:40:57 GMT

Job description: Job Description:Department:Alternative Risk Solutions & ProgramsLocation:TorontoReports To:Vice President, Fronting & ProgramsCompany Overview:Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 250 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal and Halifax.At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. Diversity, Equity & Inclusion (DEI) is how we do business, and we’ll continue to invest in it to create a stronger global organization.If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:– A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance– Competitive health & dental benefits plan– Market-leading pension plan– Competitive time off policy– External education & tuition reimbursement programs– Employee & Family Assistance Programs– An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusionThe Opportunity:Reporting to the Vice President, Fronting & Programs, this national role will be responsible to profitably grow a large portfolio through superior risk selection and strong relationships within the Insurance space. This market-facing role will be required to build, and maintain, a strong relationship with Broking and Managing General Agent partners. The successful candidate will have appropriate P&C technical underwriting expertise to review new and existing programs (focused on delegated underwriting authority), coordinating a comprehensive review of Underwriting strategy and execution, profitability, and performance.Duties and Responsibilities:

  • Lead the underwriting of an assigned portfolio of programs. This will include coordinating a comprehensive review of profitability, performance, and assessment of risk appetite while involving key stakeholders (actuarial, reinsurance, product, etc.) where necessary.
  • Actively manage the relationship and ongoing needs of the existing programs within our portfolios, building and maintaining relationships with MGAs/Brokers, while ensuring service levels are being met by all parties.
  • Efficiently triage and lead assigned new business opportunities while meaningfully contributing to new business strategy in accordance with Liberty’s appetite and market trends.
  • Work closely with stakeholders across all functional areas to help identify loss trends or concerns and suggest changes to guidelines and strategies to ensure long-term profitability of the segment.
  • Review of MGA and Delegated Underwriting Authority contracts, working with Legal, to ensure adherence to Liberty standards.
  • Support the enhancement of audit protocols, implement, and maintain said protocol of portfolio on programs portfolio where appropriate.
  • Demonstrate effective prioritization of workload and provide market-leading customer service for our internal stakeholders, brokers, and clients.
  • Challenge the status quo, experiment with new ideas, and help develop an industry leading approach to program business.
  • Perform related duties and special projects, as assigned, to assist in ensuring the success of Programs; the Alternative Risk Solutions & Programs team; and the broader Liberty Mutual Canada organization.

Skills & Qualifications:

  • Minimum 5 years’ underwriting experience (or equivalent) in the Property (preferred) and Casualty insurance space, with increasing levels of responsibility.
  • Background and proven track record in growing and managing a portfolio is preferred.
  • A clear understanding of the growth opportunities in the market to help inform our growth strategy is considered an asset.
  • Experience reviewing underwriting and rate strategy is a strong asset.
  • Experience reviewing business from a portfolio perspective, factoring in actuarial analysis and future projections, a preference.
  • Experience auditing, monitoring, and reporting on a book of business to management, addressing financial and governance metrics, a preference.
  • Ability to collaborate and exercise influence while working cross-functionally and building relationships.
  • Post-secondary education including relevant Insurance designation(s)/education is considered an asset.
  • Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
  • Ability to multi-task and execute on various requirements, projects, and deadlines.
  • Superior time management and delegation skills.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.

Financial Advisor – Northwestern Mutual – Orlando, FL

Company: Northwestern Mutual

Location: Orlando, FL

Expected salary: $61000 per year

Job date: Sat, 08 Mar 2025 07:36:59 GMT

Job description: The employee in this role will be responsible for accurately calculating and withholding Federal Insurance Contributions Act (FICA) taxes from employees’ paychecks in compliance with federal regulations. They will also ensure timely and accurate reporting and payment of FICA taxes to the appropriate government agencies. The individual must have a strong attention to detail and understanding of tax laws to ensure full compliance. This position requires excellent organizational skills and a high level of confidentiality as they will be handling sensitive payroll information. The employee will work closely with the finance and human resources departments to ensure accurate reporting and compliance. They will be an integral part of the financial team at Northwestern Mutual, helping to maintain financial stability and legal compliance for the organization.

Financial Advisor – Northwestern Mutual – Orlando, FL

Company: Northwestern Mutual

Location: Orlando, FL

Expected salary: $61000 per year

Job date: Sat, 08 Mar 2025 08:10:06 GMT

Job description: A Federal Insurance Contributions Act (FICA) tax specialist for Northwestern Mutual is responsible for ensuring compliance with federal tax regulations related to Social Security and Medicare contributions. This individual will be knowledgeable in applying FICA tax laws to the company’s payroll and financial processes, as well as providing guidance on how to accurately report and withhold FICA taxes. The specialist will work closely with finance, human resources, and legal teams to interpret and implement FICA tax guidelines, ultimately ensuring that the organization remains in good standing with the IRS.

Financial Advisor – Northwestern Mutual – Orlando, FL

Company: Northwestern Mutual

Location: Orlando, FL

Expected salary: $61000 per year

Job date: Thu, 06 Mar 2025 06:56:28 GMT

Job description: The job of a Federal Insurance Contributions Act (FICA) tax specialist at Northwestern Mutual involves managing and overseeing all aspects of FICA tax compliance for employees. This role includes ensuring accurate calculations and payments of FICA taxes, maintaining up-to-date knowledge of FICA tax regulations, and working closely with government agencies to resolve any issues that may arise. The FICA tax specialist plays a crucial role in ensuring that Northwestern Mutual remains in compliance with all federal tax laws and regulations, ultimately contributing to the overall financial health and reputation of the company.

Reverse Mortgage Originator Development Program – Mutual of Omaha Mortgage – Orlando, FL

Company: Mutual of Omaha Mortgage

Location: Orlando, FL

Expected salary: $150000 per year

Job date: Sat, 01 Mar 2025 04:52:43 GMT

Job description: As a leader in brand recognition for a Fortune® 300 organization established in 1909, you will play a crucial role in driving world-class sales, marketing, and operations strategies. You will be responsible for developing and executing innovative initiatives to enhance the organization’s market presence and engage target audiences. This role requires a strong understanding of industry trends, exceptional leadership abilities, and a strategic mindset to drive growth and profitability. Join a dynamic team and make a significant impact in the company’s continued success.

Liberty Mutual Canada – Property Risk Engineer/Consultant or Senior Property Risk Engineer/Consultant – Toronto, ON

Company: Liberty Mutual Canada

Location: Toronto, ON

Expected salary:

Job date: Sun, 23 Feb 2025 05:51:12 GMT

Job description: Job Description:Department:Risk ServicesLocation:Toronto or CalgaryReports To:Risk Services LeaderCompany Overview:Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 250 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal and Halifax.At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. Diversity, Equity & Inclusion (DEI) is how we do business, and we’ll continue to invest in it to create a stronger global organization.If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:– A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance– Competitive health & dental benefits plan– Market-leading pension plan– Competitive time off policy– External education & tuition reimbursement programs– Employee & Family Assistance Programs– An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusionThe Opportunity:We’re looking for a Property Risk Engineer/Consultant to join our growing team. Under limited supervision, this role provides risk assessment and insurance risk engineering/loss control services in accordance with Liberty’s Risk Services engineering and risk control technical standards for both First- and Third-Party lines. It serves as a technical expert, offering information, recommendations, and risk evaluations as required. Additionally, the position involves developing technical content, including white papers, resources, and training materials for underwriting, risk services/engineering, claims, brokers, and client partners.The successful candidate will maintain effective partnerships with Underwriting, Claims, and Risk Services/Risk Engineering/Risk Control global partners. This position acts as a company representative at client, broker, and other events/meetings as directed by their leader. Furthermore, they will serve as a trainer and mentor to peers and/or less experienced consultants and underwriters in their specialty area at the discretion of their leader.In this Intermediate/Senior role within Liberty Mutual Canada, the ideal candidate will actively participate in the acquisition and retention of profitable business by supporting Underwriters with their business development and marketing activities. They will be expected to promote and maintain the high standards of risk services and engineering while managing relationships with key broker partners and clients. Additionally, the candidate will provide valuable insights, knowledge, and support for regional strategies and contribute to operational improvements.Duties & Responsibilities:

  • Embrace Liberty’s Guidelines for Inclusion and actively promote its application within the organization.
  • Assume ownership for allocated and prospect accounts in Commercial and Packaged Property – First Party lines, as well any assigned or requested Lines of Business including but not limited to Casualty – Third Party lines, including attendance on surveys, follow-up of key recommendations and ensuring that risk services/engineering information on file is up to date.
  • Analyze data to determine the best course of action and/or solution(s) that meets customers’ loss prevention needs.
  • Organize, prepare, and present reports outlining outcome-based action plans for improved practices as well as influence positive customer support of recommended solution(s).
  • Provide technical input on claims including the review of claims reports and site visits to identify areas for claims mitigation and recommendations for improvement.
  • Plan, organize, and perform desk-based risk assessments and onsite risk services/engineering surveys for existing and prospective clients, as required by Underwriters. Provide overflow Third Party multiline survey capacity, as needed.
  • Enhance Liberty Mutual’s leadership in the field and increase brand awareness through potential speaking engagements, networking, and the development of industry resources such as position papers, newsletters, and technical references.
  • Maintain up-to-date knowledge of assigned lines of business including process technology, loss prevention, regulations, industry trends, etc. to support underwriting decision-making and profitability.
  • Establish effective partnerships with customers, ensuring clear communication and understanding of their risk management objectives and needs.
  • Collaborate with management in developing policies, procedures, service tools, technical resources, techniques, and new products to enhance service delivery.
  • Maintain professional credibility and consistently demonstrates technical expertise and sound judgment.
  • Other duties and initiatives as may be assigned
  • Travel (25 – 50%) within Canada and the US.

Skills & Qualifications:

  • 7+ years of experience in Property Risk Control, Loss Control/Prevention, and/or Engineering for the Property Risk Engineer/ Consultant role; 10+ years for the Senior Property Risk Engineer /Consultant role.
  • Bachelor of Science, Engineering or equivalent degree with coursework in math, engineering or related areas (or equivalent). Advanced degree and/or additional technical training is an asset but not required.
  • Professional Engineer or Certified Engineering Technologist (C.E.T.) preferred; additional certifications such as NFPA-CFPS, UL-CRE, ARM, CRM, CPCU, or CPE is an asset.
  • Knowledge and experience in Property Engineering/Loss Control, Fire Protection, HPR (Highly Protected Risks) and various industries (Manufacturing, Warehouses, Construction, etc.), Building and Fire Codes such as NBC, NFC, NFPA and other industry recognized standards and codes.
  • Knowledge and experience in Casualty (GL, Environmental, Auto) loss control and/or related insurance industry experience with CIP and/or CRM professional Designations are assets.
  • Demonstrate a strong work ethic with attention to detail, commitment to quality, and effective time management.
  • Possesses critical thinking skills and a growth mindset, valuing diverse perspectives and viewing challenges as opportunities for improvement.
  • Exhibit excellent verbal and written communication skills along with strong organizational abilities.
  • Proven ability to manage internal and external stakeholders professionally, fostering accountability for results while adapting to change and new systems.
  • Advanced French verbal & written communication skills is considered an asset.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.