Director-Marketing (Value Proposition Development) – Telus – Toronto, ON

Company: Telus

Location: Toronto, ON

Expected salary: $122000 – 182000 per year

Job date: Wed, 02 Jul 2025 06:45:14 GMT

Job description: DescriptionAs the Director, Value Proposition – Home Solutions, you will be the strategic architect of our product value propositions, responsible for defining and executing offer strategies that position TELUS as the market leader in connected home services. You’ll shape compelling value propositions for our Home Solutions portfolio – including Fibre Internet, Optik TV, Streaming, SmartHome Security & Automation, Energy Management, and Online Security – with a laser focus on household acquisition, retention, and customer value growth.Key Responsibilities:Insight-Led Value Proposition Development and Customer-Centric Offer Design:

  • Lead the creation of differentiated value propositions for National Home Solutions, grounded in customer research, behavioural insights, and a deep understanding of customer needs and pain points
  • Utilize market analytics, segmentation, and performance data to identify opportunities that drive acquisition, reduce churn, and support accretive base migrations
  • Translate insights into compelling offers that resonate with customers and reinforce TELUS’ brand promise of simplicity, reliability, and innovation
  • Partner with the Base Management team to design offers that are meaningful to customers at every stage of their journey, from new acquisition to plan upgrades and retention
  • Develop promotional and pricing constructs that reflect the voice of the customer while maintaining margin discipline and competitive differentiation
  • Work closely with the Pricing team to design innovative rate plans and offer structures that reflect customer value, market dynamics, and the TELUS brand position

Cross-Product Portfolio Integration & Bundling Strategy:

  • Own and evolve the bundling strategy across TELUS Home Solutions, integrating services in ways that deliver enhanced value, convenience, and customer loyalty
  • Partner with your peer in the Mobility Solutions Commercial team to develop innovative, differentiating and profitable bundled value props to drive Product Intensity in the customer base
  • Drive programs that increase cross-product penetration and elevate the overall TELUS experience
  • Partner with the Chief Product Office to drive product roadmap evolution in synchronization with the Value Prop strategy

Go-to-Market & Messaging Collaboration:

  • Partner with the Marketing Communications team to bring value propositions to life through clear, impactful messaging that differentiates TELUS in the marketplace
  • Ensure go-to-market plans are fully aligned with the customer insights, value proposition strategy, and competitive positioning

Market & Competitive Intelligence:

  • Stay ahead of evolving customer expectations, emerging trends, and competitor value proposition evolutions to continuously inform and refine our offerings
  • Champion a culture of experimentation, measurement, and continuous improvement

Qualifications

  • 8+ years in product marketing, pricing, strategy, or commercial leadership roles in telecom, technology, or related industries
  • Proven experience developing value propositions and offers in multi-product or bundled environments
  • Strong understanding of home and connectivity services including internet, TV, home automation, and digital security
  • Deep analytical skills and financial acumen; comfortable using data to drive decisions
  • Excellent cross-functional leadership, influencing, and communication skills
  • Strategic mindset with a passion for innovation and customer-centric design

Salary Range: $122,000-$182,000Performance Bonus or Sales Incentive Plan: 30%Actual total compensation will be determined based on factors such as knowledge, skills, performance and experience. In addition, TELUS offers rewarding benefits, which may vary per job function, such as:

  • Comprehensive total rewards package highlighting competitive salary and bonus structures, minimum 3 weeks of vacation, and flexible benefits plan to meet the needs of you and your family
  • Flexibility to work in-office, virtually or a combination of both, based on the role’s requirements
  • Generous company matched pension and share purchase programs
  • Opportunity to give back to communities in which we work, live and serve
  • Career growth and learning & development opportunities to develop your skills
  • And much more …

A bit about usWe’re a people-focused, customer-first, purpose-driven team who works together every day to innovate and do good. We improve lives through our technology solutions and foster a culture of innovation that empowers team members to solve complex problems and create remarkable human outcomes in a digital world.You’ll find our engaging, high-performance culture personally fulfilling, professionally challenging, and financially rewarding. We’re committed to diversity and equitable access to employment opportunities based on ability. Your unique contributions and talents will be valued and respected here. When you join our team, you’re helping us make the future friendly.Note for Quebec candidates: if knowledge of English is required for this position, it is because the team member will be asked, on a regular basis, to interact in English with external or internal parties or to use English applications or software as part of their tasks.Sales and MarketingHelp us, help our customers make a real connectionWe are honoured to be recognized$14.7 billion
TELUS’s annual revenue$4.8 billion
The brand value that TELUS brings12
Consecutive years our annual dividend payment has increasedAccessibilityTELUS is proud to foster an inclusive culture that embraces diversity. We are committed to fair employment practices and all qualified applicants will receive consideration for employment.We offer accommodation for applicants with disabilities, as required, during the recruitment process.

Job Title: Director, Value Proposition – Home Solutions

Overview:
The Director will lead TELUS’s strategy for product value propositions within the Home Solutions portfolio, focusing on services like Fibre Internet, Optik TV, and SmartHome Security. This role aims to position TELUS as the market leader by enhancing customer acquisition, retention, and overall value growth.

Key Responsibilities:

  1. Value Proposition Development:

    • Create competitive, customer-centric offers based on research and insights.
    • Utilize data analytics to identify opportunities for acquisition and retention.
    • Collaborate with teams to design offers suited for customer journeys.

  2. Bundling Strategy:

    • Develop a bundling strategy to enhance service integration and customer loyalty.
    • Work with various teams to drive cross-product penetration and improve customer experience.

  3. Go-to-Market Strategy:

    • Partner with marketing to communicate value propositions effectively.
    • Align market strategies with customer insights and competitive analysis.

  4. Market Intelligence:

    • Monitor market trends and competition to continually refine offerings.
    • Foster a culture of data-driven decision-making and continuous improvement.

Qualifications:

  • 8+ years in relevant product marketing or strategy roles.
  • Experience in developing multi-product or bundled offers.
  • Strong analytical skills with a solid understanding of home connectivity services.
  • Excellent communication and leadership skills.

Compensation:

  • Salary range: $122,000 – $182,000, plus a performance bonus of up to 30%.
  • Comprehensive benefits, flexible working options, and opportunities for career growth.

Company Culture:
TELUS emphasizes a customer-first, innovative culture that values diversity and encourages employees to make a positive impact. They prioritize employee development and community engagement.

Special Note:
Fluency in English may be required for candidates in Quebec due to the nature of the role.

Company Insight:
TELUS boasts significant annual revenue and brand value, with a commitment to inclusivity and fair employment practices.

Senior Manager, Value Proposition- International Banking – Scotiabank – Toronto, ON – Saskatchewan

Company: Scotiabank

Location: Toronto, ON – Saskatchewan

Expected salary:

Job date: Wed, 04 Jun 2025 22:32:11 GMT

Job description: Requisition ID: 227287Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.International BankingScotiabank is Canada’s most international bank, with an international presence unmatched by other Canadian Banks. Our operations include providing a full range of financial products, solutions and advice to retail, small business and commercial customers in Latin America, the Caribbean, Central America, and the Asia Pacific. In addition, our partnerships with associated corporations in China, Curacao, Thailand, and Venezuela provide an entire suite of personal, commercial, wealth management and insurance services to over 24 million customers globally.Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture.PurposeResponsible for shaping and evolving the Commercial Banking client offering across diverse international markets. This role blends strategic thinking with a deep understanding of client segmentation and needs-based design to craft differentiated value propositions.The ideal candidate combines strong business acumen, market development, client-centric innovation, segmentation analysis, and marketing-savvy thinking to create meaningful differentiation in a competitive landscape.What You’ll Do:

  • Develop and refine the client-centric value proposition for Commercial Banking clients across all geographies.
  • Conduct market research, competitor analysis, and internal performance reviews to inform positioning, differentiation, and product-service alignment.
  • Support segmentation strategies by aligning value propositions to the distinct needs and expectations of target client groups.
  • Collaborate with product, marketing, and digital teams to shape messaging and go-to-market plans.
  • Translate complex solutions into client-friendly narratives, use cases, and proof points that demonstrate business value.
  • Work with internal stakeholders to ensure alignment between value proposition and delivery experience.
  • Create and maintain tools such as personas, segment maps, and value story libraries that bring client insights to life.
  • Track adoption and performance of value propositions using KPIs and client feedback to guide iterations.
  • Work with sales and frontline teams to articulate and embed value propositions into client conversations, onboarding and relationship management practices.
  • Develop tools and training materials to enable frontline teams to communicate value clearly and consistently.
  • Stay current on industry trends, client behavior shifts, and innovations that may shape the evolution of the bank’s offering.
  • Collaborate with Risk and Compliance teams to ensure adherence to regulatory standards and internal policies (e.g., KYC, AML) safeguarding the bank’s reputation and client relationships.
  • Liaises with business teams in 14 countries across Latin America and the Caribbean.
  • Oversees Value Proposition best practices adoption and IB-wide alignment across regions
  • Responsible for a portfolio of KPIs, reporting and data management initiatives encompassing multiple channels, segments, and products, focused around Value Proposition
  • Contributes to large, complex projects and initiatives spanning numerous IB Markets, business lines and functional areas, and involving large numbers of resources with diverse skills, abilities, backgrounds, and competencies.

What You’ll Bring:

  • Bachelor’s degree in Business, Economics, Marketing or a related discipline; MBA or Postgraduate specialization in marketing, strategy or international business is a plus.
  • 3-5+ years of experience in Marketing, Product Management, Value Proposition.
  • 3-5 years of experience in Banking or Financial Services is desirable. Alternatively, experience working in Multinationals with focus on Marketing or Product or Value Proposition.
  • Familiarity with customer segmentation models, needs-based design, and product-market fit validation approaches.
  • Proven ability to convert client insights and data into compelling value narratives and positioning.
  • Collaborative mindset with experience working across product, sales, digital, and marketing teams.
  • Demonstrated experience working in Latin America and/or the Caribbean.
  • Comfortable navigating matrixed organizations and building consensus with diverse stakeholders.
  • Full professional proficiency in both English and Spanish.

Interested?If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply – you might be the right candidate for this or other roles at Scotiabank!At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.What’s in it for you?Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Requisition ID: 227287 – Commercial Banking Position at Scotiabank

Overview:
Scotiabank is seeking a candidate for a role focused on evolving the Commercial Banking client offerings across various international markets. The bank, known for its extensive global presence, is dedicated to providing financial solutions to over 24 million customers.

Responsibilities:

  • Develop client-centric value propositions tailored to different geographies.
  • Conduct market research and competitor analysis to refine product positioning.
  • Support segmentation strategies to meet specific client needs.
  • Collaborate across teams to enhance messaging and marketing strategies.
  • Create client-friendly narratives demonstrating value.
  • Track performance and client feedback to guide adjustments to offerings.
  • Assist sales teams in integrating value propositions into client interactions.
  • Ensure compliance with regulatory standards.

Candidate Requirements:

  • Bachelor’s degree in relevant fields; MBA or postgraduate specialization preferred.
  • 3-5+ years of experience in Marketing or Product Management; Banking experience is a plus.
  • Strong understanding of customer segmentation and value narratives.
  • Experience in Latin America and/or the Caribbean is desirable.
  • Fluent in both English and Spanish.

Benefits:
Scotiabank emphasizes a supportive work culture, offering flexible benefits to support employees’ diverse needs. The bank values inclusivity and encourages candidates from varied backgrounds to apply.

Location:
Toronto, Ontario, Canada.

Interested candidates are encouraged to apply directly online. Scotiabank will contact only those selected for an interview.

Head, Personal Banking Loyalty Value Proposition – BMO Financial Group – Toronto, ON

Company: BMO Financial Group

Location: Toronto, ON

Expected salary:

Job date: Wed, 21 May 2025 04:04:14 GMT

Job description: Application Deadline: 06/13/2025Address: 33 Dundas Street WestJob Family Group: Customer SolutionsThe Head of Personal Banking Loyalty Value Proposition is accountable for driving the integration of Air Miles into the broader Canadian Personal value proposition for market differentiation and growth.The Head develops and implements the strategy and roadmap to develop a multi product and channel loyalty program to increase customer acquisition, primacy, and customer engagement.Given the rapid pace of change in consumer expectations in banking and loyalty, this individual is responsible for keeping a close pulse on global best practices and determining how best to leverage these opportunities to BMO’s advantage over the next few years. The individual is responsible for leading the implementation of prioritized strategies and initiatives.The role will also look after key customer journeys for key loyalty moments and rewards across BMO and AirMiles. This will be done in partnership with Air Miles, Product, Digital, Marketing, Channels, Sales Force Effectiveness and other partners.The role works in close collaboration with Product, AirMiles, Digital, Emerging Businesses, Marketing, Analytics, Customer Segments, Customer Loyalty & Salesforce Enablement, Virtual Connect, and other product teams.Key Accountabilities1.Strategy development

  • Proactively identify and prioritize opportunities to improve Airmiles Loyalty program in customer acquisition, SOW and engagement
  • Develop the overall strategy and roadmap for the integration of AirMiles Loyalty program into Personal Banking
  • Complete assessment and potential revamp of current AirMiles offering
  • Establish priorities and drive the evolution of capabilities with key partners

2.Thought Leadership

  • Be a thought leader on trends and capabilities impacting the global financial and loyalty landscape applicability to BMO
  • Conduct market and customer research to bring best in class solutions across the globe and connect with customer needs

3. Delivery of initiatives

  • Lead the implementation of complex projects with large multi-functional teams, through ideation, requirements, implementation and change management
  • Monitor progress against project plans to ensure completion
  • Proactively solve issues and eliminate obstacles

4. Journey management

  • Develop, launch and manage customer journeys specific it to the Loyalty Program to drive customer engagement, present timely & relevant offers, and drive digital adoption
  • Measure & continuously optimize based on learnings

5. Risk Management

  • Drive actions to improve profitability through data-driven decisions
  • Manage risk, and support the evolution of policies, procedures, and controls

6. Partner Management

  • Effectively partner and manage AirMiles, Emerging Business, Products teams, Digital, Marketing, Analytics, Customer Segments, Customer Loyalty & Salesforce Enablement, Virtual Connect, etc.
  • Provide thought leadership and consultative expertise on assessing proposed loyal initiatives.

Cross Functional Relationships

  • Partner with Product, Marketing, Digital, Analytics and other associated teams.

Knowledge & Skills

  • 7-10 yrs of experience in Retail Banking with an MBA would be an asset
  • Highly developed analytical and problem-solving skills with an ability to assimilate a large amount of information to identity data driven action plans
  • Execution track record is key
  • Strategy development and stakeholder engagement
  • Product management and Risk management capabilities
  • Extensive understanding of financial performance of the product portfolios
  • Broad organizational perspective
  • Analytical thinking and business acumen
  • Personal Banking marketing and customer experience
  • Market dynamics of financial services industry
  • Exceptional oral and written communication skills
  • Strong PowerPoint presentation skills
  • Strong data management software skills (e.g. Excel pivot tables)

Salary: $113,900.00 – $211,800.00Pay Type: SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:About UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us at .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Position Overview: Head of Personal Banking Loyalty Value Proposition

Application Deadline: June 13, 2025
Location: 33 Dundas Street West
Job Family Group: Customer Solutions

Role Summary:
The Head of Personal Banking Loyalty Value Proposition will drive the integration of Air Miles into BMO’s Canadian personal banking strategy for market growth and differentiation. This role is focused on developing a multi-product loyalty program to enhance customer acquisition, engagement, and retention. The individual will stay updated on global trends and best practices to effectively implement strategies and manage key customer journeys related to loyalty and rewards.

Key Responsibilities:

  1. Strategy Development: Identify opportunities for enhancing the Air Miles program and develop a roadmap for integration into personal banking services.
  2. Thought Leadership: Research market trends and customer needs to inform loyalty strategies that align with BMO’s goals.
  3. Delivery of Initiatives: Lead complex projects with cross-functional teams, ensuring timely completion and effective issue resolution.
  4. Journey Management: Create and optimize customer journeys for the loyalty program to drive engagement and digital adoption.
  5. Risk Management: Utilize data-driven decisions to enhance profitability and evolve risk policies.
  6. Partner Management: Collaborate with various internal and external teams, providing expertise on loyalty initiatives.

Key Qualifications:

  • 7-10 years of retail banking experience; MBA preferred.
  • Strong analytical skills and problem-solving capabilities.
  • Proven track record in strategy development, stakeholder engagement, and product management.
  • Excellent communication, presentation, and data management skills.

Salary Range: $113,900 – $211,800 (varies based on experience, location, and qualifications).

Benefits: Comprehensive compensation package including health insurance, tuition reimbursement, and retirement savings plans.

Company Values: BMO is committed to creating meaningful change for customers, communities, and employees, highlighting a focus on inclusivity and continuous growth.

For more details on BMO’s culture and benefits, visit their website.

Director, Customer Value Proposition, Mass Market Profitability, IB (18 Month Contract) – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Sat, 11 Jan 2025 23:44:42 GMT

Job description: Requisition ID: 214372Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Purpose
Leads and oversees Customer Value Proposition for IB countries, ensuring business strategies, plans and initiatives are executed / delivered in compliance with the defined corporate strategy, governing regulations, internal policies and procedures.What You’ll Do:

  • Leads and drives a customer-focused culture throughout the Scotiabank footprint to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • Responsible for Mass Segments´ P&L, looking for a continuous improvement in product mix and the adequate productivity ratio. Participates in the business annual Strategic and Profit Plan for the vice-presidency.
  • Defines value offer and service models that allow execution on Scotiabank´s Mass Segment Profitability strategy, in accordance the defined blueprint incorporating the needs and behaviors of the different countries. Generation of segmentation criteria, and sales and service model, in coordination with each country and head office.
  • Strategy Coordination: Collaborate with regional teams to ensure alignment and understanding of the central strategies, adapting them to the local market nuances.
  • Performance Monitoring: Oversee the implementation of key performance indicators (KPIs) to evaluate the success of strategies within the retail & small business secured lending products.
  • Resource Allocation: Coordinate with central and local teams to allocate resources effectively, ensuring the successful execution of strategies.
  • To develop in conjunction with the product, digital banking, marketing and customer experience areas the characteristics of Scotiabank products, the appropriate operational flows and the corresponding communications, which allows generating an attractive value offer with a differentiating experience, becoming the clients’ main bank and improving market share levels.
  • Develop a loyalty program within the value offer, across the segments and life cycle of customers, in order to increase customer acquisition, transactionality, retention and profitability.
  • Stakeholder Engagement: Build and maintain relationships with key stakeholders in the region, ensuring effective communication and understanding of the central strategy.
  • Communicates and incorporates the relevant risk appetite statement and risk appetite measures, in alignment with the Bank’s risk culture, into activities to:
  • Embed prudent risk taking into day-to-day management, planning and decision-making.
  • Implement controls and processes to effectively identify, report and monitor risk; and,
  • Ensure timely action is taken to effectively manage and mitigate risks, including prompt escalation of breaches of management limits or risk appetite measures as per established processes.
  • Creates an environment in which his/her team pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
  • Builds a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team.

What You’ll Bring:

  • Master’s in business / finance discipline or equivalent working experience.
  • 8+ years of relevant experience across retail financial products and at least 2 years in a leadership role.
  • Advanced Communication and commercial skills with the ability to strategic thinking, customer and result focus.
  • Fluent English, Spanish is an asset.
  • Strong leadership skills, along with the ability to influence and motivate others.
  • Excellent understanding of Retail Business operational policies and procedures and strategic support areas to ensure the company complies and meets with strict regulatory standards and guidelines.

#LI-Hybrid #LI-RemoteInterested?If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply – you might be the right candidate for this or other roles at Scotiabank!At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.What’s in it for you?Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

The job requisition is for a leadership role overseeing the Customer Value Proposition in IB countries at Scotiabank. The role involves driving a customer-focused culture, defining value offers and service models, coordinating strategies with regional teams, monitoring performance, and engaging stakeholders. The ideal candidate should have a Master’s in business/finance, 8+ years of experience in retail financial products, strong communication, and leadership skills. Scotiabank values inclusion and diversity and offers flexible benefits to support employees’ well-being.

Director, Customer Value Proposition, Mass Market Profitability, IB (18 Month Contract) – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Sun, 12 Jan 2025 00:51:35 GMT

Job description: Requisition ID: 214372Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Purpose
Leads and oversees Customer Value Proposition for IB countries, ensuring business strategies, plans and initiatives are executed / delivered in compliance with the defined corporate strategy, governing regulations, internal policies and procedures.What You’ll Do:

  • Leads and drives a customer-focused culture throughout the Scotiabank footprint to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • Responsible for Mass Segments´ P&L, looking for a continuous improvement in product mix and the adequate productivity ratio. Participates in the business annual Strategic and Profit Plan for the vice-presidency.
  • Defines value offer and service models that allow execution on Scotiabank´s Mass Segment Profitability strategy, in accordance the defined blueprint incorporating the needs and behaviors of the different countries. Generation of segmentation criteria, and sales and service model, in coordination with each country and head office.
  • Strategy Coordination: Collaborate with regional teams to ensure alignment and understanding of the central strategies, adapting them to the local market nuances.
  • Performance Monitoring: Oversee the implementation of key performance indicators (KPIs) to evaluate the success of strategies within the retail & small business secured lending products.
  • Resource Allocation: Coordinate with central and local teams to allocate resources effectively, ensuring the successful execution of strategies.
  • To develop in conjunction with the product, digital banking, marketing and customer experience areas the characteristics of Scotiabank products, the appropriate operational flows and the corresponding communications, which allows generating an attractive value offer with a differentiating experience, becoming the clients’ main bank and improving market share levels.
  • Develop a loyalty program within the value offer, across the segments and life cycle of customers, in order to increase customer acquisition, transactionality, retention and profitability.
  • Stakeholder Engagement: Build and maintain relationships with key stakeholders in the region, ensuring effective communication and understanding of the central strategy.
  • Communicates and incorporates the relevant risk appetite statement and risk appetite measures, in alignment with the Bank’s risk culture, into activities to:
  • Embed prudent risk taking into day-to-day management, planning and decision-making.
  • Implement controls and processes to effectively identify, report and monitor risk; and,
  • Ensure timely action is taken to effectively manage and mitigate risks, including prompt escalation of breaches of management limits or risk appetite measures as per established processes.
  • Creates an environment in which his/her team pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
  • Builds a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team.

What You’ll Bring:

  • Master’s in business / finance discipline or equivalent working experience.
  • 8+ years of relevant experience across retail financial products and at least 2 years in a leadership role.
  • Advanced Communication and commercial skills with the ability to strategic thinking, customer and result focus.
  • Fluent English, Spanish is an asset.
  • Strong leadership skills, along with the ability to influence and motivate others.
  • Excellent understanding of Retail Business operational policies and procedures and strategic support areas to ensure the company complies and meets with strict regulatory standards and guidelines.

#LI-Hybrid #LI-RemoteInterested?If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply – you might be the right candidate for this or other roles at Scotiabank!At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.What’s in it for you?Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

This content is a job description for a leadership role at Scotiabank, focused on overseeing the Customer Value Proposition for IB countries. The responsibilities include driving a customer-focused culture, defining value offers and service models, coordinating with regional teams, monitoring performance, and engaging stakeholders. The ideal candidate will have a Master’s degree, 8+ years of relevant experience, strong leadership skills, and an understanding of retail business operations. Scotiabank values diversity and inclusion, and offers flexible benefit programs to support employees’ well-being.

(CAN) Senior Manager, Store Fulfilled Customer Value Proposition – Walmart – Mississauga, ON

Company: Walmart

Location: Mississauga, ON

Expected salary:

Job date: Thu, 09 Jan 2025 08:35:46 GMT

Job description: Customer journey and mitigation of key friction points. The senior manager is accountable for driving project completion…Position Summary… The primary objective of the Senior Manager Store Fulfilled Customer Value Proposition (CVP) role…

Manager – Value Proposition – BMO Financial Group – Toronto, ON

Company: BMO Financial Group

Location: Toronto, ON

Expected salary: $68000 – 126000 per year

Job date: Sun, 08 Sep 2024 07:09:11 GMT

Job description: and flawless delivery across all touchpoints. Cross-Functional Collaboration: Work closely with product, marketing, digital, risk… recommendations to drive business growth. Product Strategy: Identify and leverage emerging trends and use cases in digital financial…

Scotiabank – Bilingual Senior Manager, Client Value Proposition (Spanish) , IB Insurance – Toronto, ON

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Company: Scotiabank

Location: Toronto, ON

Job description: Requisition ID: 203836Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Purpose
Contributes to the overall success of the IB Insurance, Client Value Proposition team for IB Insurance markets, ensuring specific individual goals, plans and initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.Develops and implements Client Value Proposition business strategies, marketing and distribution plans and initiatives across Creditor and Property & Casualty (P&C) product lines (credit and non-credit related) in IB ensuring they are executed/delivered in compliance with governing regulations and internal policies and procedures. This includes the product and project management and the development and execution of activities required to support all new initiatives and enhancements to insurance products, in accordance with IB Insurance’s long term and annual strategies and objectives.Execution: With primary focus on optimizing the insurance product offerings, the Senior Manager ensures that products are competitively positioned; profitability is maximized while providing clients with a compelling value proposition. This includes market assessment, new business development, product design & pricing, market planning, product training, sales and performance management and delivery.Strategy: Contributes to the development and implementation of strategic business priorities and to the overall growth of Insurance across the insurance line of businessWhat You’ll Do:

  • Champions a client focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • Maximize product sales across the Region, in conjunction with Retail Heads, Country Heads, Agency Managers and Insurance Specialists
  • Lead project work streams, including problem solving sessions, workshops with cross-functional business line and country-specific working team members and subject matter experts to deploy successful, strategic initiatives.
  • Synthesize findings and present clear recommendations and implementation plans to ensure impactful outcomes.
  • Actively participate in the execution and ongoing management of strategic plans in coordination with Director/VP, Countries, Sales and Digital Transformation teams.
  • Develop strategic execution and monitoring plans, and coordinate with key stakeholders to support the achievement of deliverables and overall objectives.
  • Design, develop and deliver product and client value proposition training materials in support of initiatives
  • Define and document requirements through business analysis, qualitative consumer research and analytics.
  • Develop business cases and corresponding funding, consensus and approvals for key strategic initiatives.
  • Engage local insurance Regulators across IB as required and address Regulator requests for information and local insurance audits
  • Develop and integrate protection solution initiatives across IB, working with insurance partners, providing specialized geographic products and maximizing the ongoing development and innovation of distribution channels, communication and delivery capabilities.
  • Partner with Regional Marketing teams to develop promotional plans/marketing campaigns to increase profitability
  • The incumbent must be team-oriented, possess critical thinking skills, have a passion for solving business problems and play a key role in implementing business line strategic projects, managing relationships other key stakeholders throughout the Bank.
  • Participate in the Bank’s strategic planning process.
  • Maintain a good understanding of global trends relating to Retail Insurance CVP and products from a pricing, technology, legal, regulatory & marketing perspective
  • Review/analyze performance of existing product line to ensure performance is meeting expectations;
  • Maintain an in-depth understanding of key industry trends in legal, regulatory and market place environments, client needs, partnering opportunities and the competitive situation across all countries.
  • Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
  • Champions a high-performance environment and contributes to an inclusive work environment

What You’ll Bring:

  • University degree in Business/Marketing/Finance
  • 7+ years of experience with Product & Channel Distribution Management, Branch operational experience, training facilitation and/or needs-based selling of Insurance & Retail Banking products (e.g. Creditor Insurance, Stand-alone/Life Insurance and Property & Casualty, and/or Loans, Residential Mortgages, Credit Cards, Line of Credit, Deposits and Investments).
  • Fluency (verbal and written communication skills) in English and Spanish
  • Experience developing strategic plans, onboarding, retention and digital programs
  • A proven ability to communicate, develop and successfully implement product and delivery strategies, working with multiple vendors to distribute products/services to multiple client segments in multiple markets.
  • Product Management expertise: vision, goal setting, planning, financial analysis and implementation of strategic initiatives.
  • Demonstrated track record of achieving/exceeding challenging revenue growth targets.
  • Knowledge of software programs and Microsoft Office Suite
  • Innovation and value management approach which delivers a needs-based value proposition predicated on consumer behaviors, analysis, segmentation, predictive modeling and other testing methodologies.
  • Experience with retail Insurance, lending and complementary products and services offered by other financial institutions and niche competitors in the local market/country.
  • Experience with services provided by support areas such as Operations and other internal partners.

Work Arrangement:

  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Moderate travel internationally.

#LI-HybridInterested?
If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply – you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.What’s in it for you?
Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
The content is a job posting for a Senior Manager position in the Client Value Proposition team for IB Insurance markets at Scotiabank. The role involves developing and implementing business strategies, marketing plans, and distribution initiatives for Creditor and Property & Casualty product lines. The responsibilities include optimizing product offerings, maximizing profitability, and developing strategic priorities to contribute to the growth of Insurance across the line of business. The ideal candidate should have a background in Product & Channel Distribution Management, previous experience in retail banking, and fluency in English and Spanish. The work arrangement includes standard office-based environment with moderate international travel. The posting encourages candidates with closely related experiences to apply, emphasizes the bank’s commitment to diversity and inclusion, and provides information on the benefits and well-being programs offered by Scotiabank.
Title: Child Care Worker

Location: Ottawa, ON

Child care is a full-time job in itself – and it’s one you love! If you adore children and enjoy helping them learn and grow while providing a safe environment, Monarch Learning Centre is the perfect match for you! We are looking for a Child Care Worker who is passionate about working with young children.

Responsibilities:
– Supervising and monitoring the safety of children in your care
– Preparing and serving meals and snacks
– Creating a stimulating environment that promotes learning and development
– Assisting with homework and educational activities
– Developing daily routines to ensure children have structure and stability
– Maintaining open communication with parents about their child’s day

Requirements:
– Previous experience working with children
– CPR and First Aid certification
– Excellent communication and interpersonal skills
– Patience, compassion, and a love for children
– Ability to work well in a team environment

If you are looking for a rewarding career working with children, apply now to join our team at Monarch Learning Centre. We offer competitive wages and a supportive work environment.

Expected salary:

Job date: Fri, 26 Jul 2024 22:15:27 GMT

Scotiabank – Bilingual Senior Manager, Client Value Proposition (Spanish) , IB Insurance – Toronto, ON

https://logoimg.careerjet.net/c9a14511520e1a299bc06009d8d5326e_mobile.png


Company: Scotiabank

Location: Toronto, ON

Job description: Requisition ID: 203836Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Purpose
Contributes to the overall success of the IB Insurance, Client Value Proposition team for IB Insurance markets, ensuring specific individual goals, plans and initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.Develops and implements Client Value Proposition business strategies, marketing and distribution plans and initiatives across Creditor and Property & Casualty (P&C) product lines (credit and non-credit related) in IB ensuring they are executed/delivered in compliance with governing regulations and internal policies and procedures. This includes the product and project management and the development and execution of activities required to support all new initiatives and enhancements to insurance products, in accordance with IB Insurance’s long term and annual strategies and objectives.Execution: With primary focus on optimizing the insurance product offerings, the Senior Manager ensures that products are competitively positioned; profitability is maximized while providing clients with a compelling value proposition. This includes market assessment, new business development, product design & pricing, market planning, product training, sales and performance management and delivery.Strategy: Contributes to the development and implementation of strategic business priorities and to the overall growth of Insurance across the insurance line of businessWhat You’ll Do:

  • Champions a client focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • Maximize product sales across the Region, in conjunction with Retail Heads, Country Heads, Agency Managers and Insurance Specialists
  • Lead project work streams, including problem solving sessions, workshops with cross-functional business line and country-specific working team members and subject matter experts to deploy successful, strategic initiatives.
  • Synthesize findings and present clear recommendations and implementation plans to ensure impactful outcomes.
  • Actively participate in the execution and ongoing management of strategic plans in coordination with Director/VP, Countries, Sales and Digital Transformation teams.
  • Develop strategic execution and monitoring plans, and coordinate with key stakeholders to support the achievement of deliverables and overall objectives.
  • Design, develop and deliver product and client value proposition training materials in support of initiatives
  • Define and document requirements through business analysis, qualitative consumer research and analytics.
  • Develop business cases and corresponding funding, consensus and approvals for key strategic initiatives.
  • Engage local insurance Regulators across IB as required and address Regulator requests for information and local insurance audits
  • Develop and integrate protection solution initiatives across IB, working with insurance partners, providing specialized geographic products and maximizing the ongoing development and innovation of distribution channels, communication and delivery capabilities.
  • Partner with Regional Marketing teams to develop promotional plans/marketing campaigns to increase profitability
  • The incumbent must be team-oriented, possess critical thinking skills, have a passion for solving business problems and play a key role in implementing business line strategic projects, managing relationships other key stakeholders throughout the Bank.
  • Participate in the Bank’s strategic planning process.
  • Maintain a good understanding of global trends relating to Retail Insurance CVP and products from a pricing, technology, legal, regulatory & marketing perspective
  • Review/analyze performance of existing product line to ensure performance is meeting expectations;
  • Maintain an in-depth understanding of key industry trends in legal, regulatory and market place environments, client needs, partnering opportunities and the competitive situation across all countries.
  • Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
  • Champions a high-performance environment and contributes to an inclusive work environment

What You’ll Bring:

  • University degree in Business/Marketing/Finance
  • 7+ years of experience with Product & Channel Distribution Management, Branch operational experience, training facilitation and/or needs-based selling of Insurance & Retail Banking products (e.g. Creditor Insurance, Stand-alone/Life Insurance and Property & Casualty, and/or Loans, Residential Mortgages, Credit Cards, Line of Credit, Deposits and Investments).
  • Fluency (verbal and written communication skills) in English and Spanish
  • Experience developing strategic plans, onboarding, retention and digital programs
  • A proven ability to communicate, develop and successfully implement product and delivery strategies, working with multiple vendors to distribute products/services to multiple client segments in multiple markets.
  • Product Management expertise: vision, goal setting, planning, financial analysis and implementation of strategic initiatives.
  • Demonstrated track record of achieving/exceeding challenging revenue growth targets.
  • Knowledge of software programs and Microsoft Office Suite
  • Innovation and value management approach which delivers a needs-based value proposition predicated on consumer behaviors, analysis, segmentation, predictive modeling and other testing methodologies.
  • Experience with retail Insurance, lending and complementary products and services offered by other financial institutions and niche competitors in the local market/country.
  • Experience with services provided by support areas such as Operations and other internal partners.

Work Arrangement:

  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Moderate travel internationally.

#LI-HybridInterested?
If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply – you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.What’s in it for you?
Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
The content is a job posting for a Senior Manager position in the IB Insurance, Client Value Proposition team at Scotiabank. The role involves developing and implementing business strategies, marketing plans, and initiatives across Creditor and Property & Casualty insurance products. Responsibilities include optimizing product offerings, developing strategic priorities, and collaborating with various teams to drive results. The ideal candidate should have experience in product management, channel distribution, and retail banking. The job also requires fluency in English and Spanish, as well as the ability to travel internationally. The posting highlights Scotiabank’s commitment to diversity and inclusion, as well as employee well-being through flexible benefits programs.
Job Description:

We are looking for a talented and experienced Marketing Manager to join our team. In this role, you will be responsible for developing and implementing marketing strategies to promote our products and services. You will work closely with the sales and product development teams to drive growth and achieve business objectives.

Key responsibilities include:
– Developing marketing plans and strategies to increase brand awareness and drive sales
– Analyzing market trends and customer insights to identify new opportunities
– Managing advertising campaigns across various channels, including digital, print, and social media
– Collaborating with cross-functional teams to create and launch product promotions and events
– Tracking and analyzing the performance of marketing campaigns and adjusting strategies as needed
– Building and maintaining relationships with key stakeholders, such as vendors and partners

Ideal candidates will have a Bachelor’s degree in Marketing or a related field, along with at least 5 years of experience in a marketing role. Excellent communication and leadership skills are essential, as well as a strong understanding of digital marketing tools and techniques.

If you are a creative and results-driven professional looking to make a real impact, we would love to hear from you. Apply now to join our dynamic and passionate team!

Expected salary:

Job date: Sat, 27 Jul 2024 01:54:57 GMT

Cogeco – Team Lead Product Marketing & Value Proposition – Burlington, ON

Company: Cogeco

Location: Burlington, ON

Job description: : Reporting to the Marketing Director, the Team Lead Product Marketing & Value Proposition is responsible for managing the go… cx needs (Referral, Roaming) and create the marketing requirements for new products Create a dashboard to facilitate…
The Team Lead Product Marketing & Value Proposition reports to the Marketing Director and is responsible for managing the marketing needs for existing and new products, including creating marketing requirements for new products and developing a dashboard to facilitate customer experience needs like referrals and roaming.
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Expected salary:

Job date: Sat, 20 Jan 2024 03:26:29 GMT