Vice President, Credit Card Products & Partnerships – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Fri, 21 Feb 2025 00:48:05 GMT

Job description: Requisition ID: 217960We are committed to investing in our employees and helping you continue your career at Scotiabank.PurposeThe Vice President, Credit Card Products & Partnerships (The VP), provides strategic direction, leadership and oversight for the Retail Banking Credit Cards portfolio in Canada ensuring business strategies, plans and initiatives are delivered in compliance with governing regulations, internal policies and procedures.AccountabilitiesStrategic Direction and Leadership:

  • Provides strategic direction, leadership, and oversight for the Credit Cards portfolio in Canada.
  • Accountability for delivering on Credit Card Strategic Investment Pool (SIP) projects for new products and refreshes of the existing suite
  • Ensures business strategies, plans, and initiatives are delivered in compliance with governing regulations, internal policies, and procedures.

P/L & Portfolio Management:

  • Lead and manage P&L for the Credit Cards portfolio including Scene+, Cashback, Low Rate and Small Business ensuring revenue growth, profitability, and cost efficiency.
  • Leads overall portfolio management strategy to actively monitor and improve profitability
  • Monitor key financial metrics including revenues, expenses, and margins, and make strategic adjustments to achieve business targets.

Collaboration and Partnership:

  • Manages the key Loyalty and Embedded benefits partner relationships including Empire, Home Hardware, Manulife, Ten Concierge, Windmill, DragonPass Lounges, etc.
  • Actively pursue and identify opportunities to improve profitability and benefits from each of these relationships
  • Partners across the Canadian Bank ecosystem to identify revenue opportunities.

Pricing:

  • Leads strategic pricing decisions of the credit card portfolio
  • Drive pricing strategies in alignment with market competitiveness and product profitability.
  • Pricing initiatives inclusive of but not limited to Balance Transfers, APR changes & other fee changes across all products i.e. Scene+, Cashback, Low rate and SB products.

Customer-Centric Orientation:

  • Leverages a customer-centric orientation to strengthen Retail Bank returns and achieve shared scorecards metrics.
  • Identifies and delivers on strategic opportunities to support Credit Card portfolio growth ambitions across shareholder and customer dimensions.

Team Leadership:

  • Leads the Credit Card Team with a customer and Bank-wide orientation to attract, engage, and retain customers.
  • Builds a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment and using a coaching mindset and behaviors; communicating vison/values/business strategy; and managing succession and development planning for the team.

Risk Management:

  • Directs day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement and limits.
  • Communicates the Bank’s risk culture and risk appetite statement throughout their teams.
  • Ensures the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk.

Education/Experience

  • 15+ years of experience in product strategy, product management, and P&L management, particularly in consumer lending.
  • Proven experience in managing consumer products with strong financial acumen and focus on P&L accountability, with experience in credit cards a must.
  • Demonstrated experience in driving product growth through strategic pricing, marketing, and product development.
  • Strong leadership, analytical, and communication skills, with the ability to influence and lead cross-functional teams.
  • Experience in managing digital transformation initiatives and improving customer experiences in digital channels.
  • Bachelor’s degree in business, finance, marketing, or related fields. MBA or advanced degree preferred.

Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

The Vice President, Credit Card Products & Partnerships at Scotiabank provides strategic direction and leadership for the Retail Banking Credit Cards portfolio in Canada. Responsibilities include managing P&L, partnerships, pricing, customer-centric initiatives, team leadership, and risk management. The ideal candidate will have 15+ years of experience in consumer lending, a strong financial acumen, and demonstrated leadership skills. Scotiabank is committed to creating an inclusive and accessible environment for all employees.

Vice President, Credit Card Products & Partnerships – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Thu, 20 Feb 2025 23:34:21 GMT

Job description: Requisition ID: 217960We are committed to investing in our employees and helping you continue your career at Scotiabank.PurposeThe Vice President, Credit Card Products & Partnerships (The VP), provides strategic direction, leadership and oversight for the Retail Banking Credit Cards portfolio in Canada ensuring business strategies, plans and initiatives are delivered in compliance with governing regulations, internal policies and procedures.AccountabilitiesStrategic Direction and Leadership:

  • Provides strategic direction, leadership, and oversight for the Credit Cards portfolio in Canada.
  • Accountability for delivering on Credit Card Strategic Investment Pool (SIP) projects for new products and refreshes of the existing suite
  • Ensures business strategies, plans, and initiatives are delivered in compliance with governing regulations, internal policies, and procedures.

P/L & Portfolio Management:

  • Lead and manage P&L for the Credit Cards portfolio including Scene+, Cashback, Low Rate and Small Business ensuring revenue growth, profitability, and cost efficiency.
  • Leads overall portfolio management strategy to actively monitor and improve profitability
  • Monitor key financial metrics including revenues, expenses, and margins, and make strategic adjustments to achieve business targets.

Collaboration and Partnership:

  • Manages the key Loyalty and Embedded benefits partner relationships including Empire, Home Hardware, Manulife, Ten Concierge, Windmill, DragonPass Lounges, etc.
  • Actively pursue and identify opportunities to improve profitability and benefits from each of these relationships
  • Partners across the Canadian Bank ecosystem to identify revenue opportunities.

Pricing:

  • Leads strategic pricing decisions of the credit card portfolio
  • Drive pricing strategies in alignment with market competitiveness and product profitability.
  • Pricing initiatives inclusive of but not limited to Balance Transfers, APR changes & other fee changes across all products i.e. Scene+, Cashback, Low rate and SB products.

Customer-Centric Orientation:

  • Leverages a customer-centric orientation to strengthen Retail Bank returns and achieve shared scorecards metrics.
  • Identifies and delivers on strategic opportunities to support Credit Card portfolio growth ambitions across shareholder and customer dimensions.

Team Leadership:

  • Leads the Credit Card Team with a customer and Bank-wide orientation to attract, engage, and retain customers.
  • Builds a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment and using a coaching mindset and behaviors; communicating vison/values/business strategy; and managing succession and development planning for the team.

Risk Management:

  • Directs day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement and limits.
  • Communicates the Bank’s risk culture and risk appetite statement throughout their teams.
  • Ensures the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk.

Education/Experience

  • 15+ years of experience in product strategy, product management, and P&L management, particularly in consumer lending.
  • Proven experience in managing consumer products with strong financial acumen and focus on P&L accountability, with experience in credit cards a must.
  • Demonstrated experience in driving product growth through strategic pricing, marketing, and product development.
  • Strong leadership, analytical, and communication skills, with the ability to influence and lead cross-functional teams.
  • Experience in managing digital transformation initiatives and improving customer experiences in digital channels.
  • Bachelor’s degree in business, finance, marketing, or related fields. MBA or advanced degree preferred.

Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

The Vice President, Credit Card Products & Partnerships at Scotiabank is responsible for leading and overseeing the Retail Banking Credit Cards portfolio in Canada. This includes strategic direction, P/L management, collaboration with partners, pricing decisions, customer-centric initiatives, team leadership, and risk management. The ideal candidate will have 15+ years of experience in product strategy and P/L management, with a focus on credit cards, as well as strong leadership and communication skills. Scotiabank is committed to creating an inclusive environment and providing accommodations for individuals during the recruitment process.

Senior Manager, Credit Card Acquisition – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Thu, 13 Feb 2025 23:24:19 GMT

Job description: Requisition ID: 217172Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Please note we will be accepting applications until Wednesday, February 26, 2025.As the Senior Manager, Credit Card Acquisition you will lead product centric acquisition initiatives including card and offer mix strategies, digital acquisition strategies, cross line of business initiatives to deepen customer relationships, profitability analysis, and acquisition related process optimization. As part of the broader Credit Cards team, this Senior Manager will play an integral role in delivering new accounts and driving P&L revenue growth. The incumbent will report directly to the Director, Credit Cards.Is this role right for you? In this role you, will:Create new opportunities to deepen relationships with bank clients by effectively acquiring new credit card accounts alongside other bank productsDefine and project manage key initiatives, providing oversight for interconnected work packages with cross-functional partners such as Retail Customer Growth, Risk, Operations, and Finance.Identify and implement solutions to maximize the acquisition funnel from application through to card issuancePartner with internal stakeholders to assess and optimize the profitability of acquisition through business cases, card product mix, channel mix (with an emphasis on digital), and monitor downstream performanceActively manage the cards’ new account forecasting planning calendar for the year on behalf of the product team and in conjunction with internal partners.Lead effective business routines to gain alignment on core acquisition strategies, monitor performance, engage shareholders, and drive strategic initiativesDevelop and maintain departmental research associated with competitive new card acquisition offers and strategiesRegularly communicate trends and insights to the product team for input into strategy planning.Leverage insights into acquisition planning in conjunction with cross-functional partnersCultivate a client-obsessed culture that leverages analytics and data for decision-making, deepening client relationships, and utilizing broader Bank resourcesFoster a coaching mindset and effectively communicate strategic vision, values, business strategy, and team principlesDirect day-to-day activities consistent with the Bank’s risk culture and appetite statement, communicating these throughout the team.Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have:Post-secondary education; MBA or other Graduate degree is a plusStrong understanding of the credit card business, acquisition or relevant experienceWorking knowledge of digital and marketing methodologiesSeveral years of progressive experience in Payments, Card Product Management and/or Acquisition and Sales roles preferredExcellent written and oral communication skills, especially in delivering compelling business cases and presentationsStrong capability in crafting effective executive-level communications and presentation materialsProven project management, collaboration, and relationship management skillsExceptional interpersonal skills and the ability to work effectively at all organizational levels.Adept at navigating a multifaceted global organization to secure resources, information, and consensus with determination and creativityOutstanding facilitation, and structured problem-solving skills, particularly in ambiguous situationsStrong financial acumen and analytical mindsetRecognized as a resilient and empathetic team leader who inspires a results-oriented, client-centric cultureLocation(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

The Senior Manager, Credit Card Acquisition at Scotiabank will lead product-centric acquisition initiatives to acquire new credit card accounts and deepen customer relationships. Responsibilities include defining and managing key initiatives, optimizing the acquisition funnel, forecasting planning, and communicating trends and insights. The ideal candidate will have a strong understanding of the credit card business, digital marketing knowledge, project management skills, and excellent communication abilities. Scotiabank values inclusivity and encourages individuals with unique skills and experiences to apply.

Senior Manager, Credit Card Acquisition – Scotiabank – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Fri, 14 Feb 2025 04:32:55 GMT

Job description: Requisition ID: 217172Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Please note we will be accepting applications until Wednesday, February 26, 2025.As the Senior Manager, Credit Card Acquisition you will lead product centric acquisition initiatives including card and offer mix strategies, digital acquisition strategies, cross line of business initiatives to deepen customer relationships, profitability analysis, and acquisition related process optimization. As part of the broader Credit Cards team, this Senior Manager will play an integral role in delivering new accounts and driving P&L revenue growth. The incumbent will report directly to the Director, Credit Cards.Is this role right for you? In this role you, will:Create new opportunities to deepen relationships with bank clients by effectively acquiring new credit card accounts alongside other bank productsDefine and project manage key initiatives, providing oversight for interconnected work packages with cross-functional partners such as Retail Customer Growth, Risk, Operations, and Finance.Identify and implement solutions to maximize the acquisition funnel from application through to card issuancePartner with internal stakeholders to assess and optimize the profitability of acquisition through business cases, card product mix, channel mix (with an emphasis on digital), and monitor downstream performanceActively manage the cards’ new account forecasting planning calendar for the year on behalf of the product team and in conjunction with internal partners.Lead effective business routines to gain alignment on core acquisition strategies, monitor performance, engage shareholders, and drive strategic initiativesDevelop and maintain departmental research associated with competitive new card acquisition offers and strategiesRegularly communicate trends and insights to the product team for input into strategy planning.Leverage insights into acquisition planning in conjunction with cross-functional partnersCultivate a client-obsessed culture that leverages analytics and data for decision-making, deepening client relationships, and utilizing broader Bank resourcesFoster a coaching mindset and effectively communicate strategic vision, values, business strategy, and team principlesDirect day-to-day activities consistent with the Bank’s risk culture and appetite statement, communicating these throughout the team.Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have:Post-secondary education; MBA or other Graduate degree is a plusStrong understanding of the credit card business, acquisition or relevant experienceWorking knowledge of digital and marketing methodologiesSeveral years of progressive experience in Payments, Card Product Management and/or Acquisition and Sales roles preferredExcellent written and oral communication skills, especially in delivering compelling business cases and presentationsStrong capability in crafting effective executive-level communications and presentation materialsProven project management, collaboration, and relationship management skillsExceptional interpersonal skills and the ability to work effectively at all organizational levels.Adept at navigating a multifaceted global organization to secure resources, information, and consensus with determination and creativityOutstanding facilitation, and structured problem-solving skills, particularly in ambiguous situationsStrong financial acumen and analytical mindsetRecognized as a resilient and empathetic team leader who inspires a results-oriented, client-centric cultureLocation(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

This content is a job posting for a Senior Manager, Credit Card Acquisition position at Scotiabank. The role involves leading product-centric acquisition initiatives, developing key strategies, managing projects, optimizing processes, and collaborating with various internal stakeholders. The successful candidate should have relevant experience in the credit card business, strong communication and project management skills, and the ability to cultivate client relationships. The position is located in Toronto, Canada, and applicants should apply online to be considered for the role. The job posting emphasizes the importance of creating an inclusive and high-performing culture at Scotiabank.

Royal Bank of Canada – Manager, Credit Card Strategy and Data Analytics – Toronto, ON

Company: Royal Bank of Canada

Location: Toronto, ON

Expected salary:

Job date: Sat, 01 Feb 2025 02:08:02 GMT

Job description: Job SummaryJob DescriptionWhat is the opportunity?The RBC Credit Strategy team is hiring a Manager, Data Science in Risk Strategy. You will use analytics to develop credit strategies to grow RBC Revenue and manage risk to ultimately optimize portfolio profitability. This includes experimental design, statistical analysis, profitability modelling, data mining and analytics. The successful candidate will be responsible to take initiatives through the various phases of ideation, analysis, recommendation for approval and implementation.What will you doUse data mining, profitability modelling and business intuition to inform lending decisions for cards credit programsAcquire, transform and summarize data using both traditional database tools and cutting edge big data technologiesLeverage data driven assumptions to model out financial outcomes of credit strategiesGenerate learnings to enhance credit strategies using Design of Experiments (DOE), Foundational Testing, Challenger/Champion and other testing methodologiesDevelop compelling presentations to implement recommendations based on model resultsLead end-to-end stakeholder engagement with senior management across risk management, product, operations and other groups.Ensure the successful implementation and ongoing integrity of strategies and decision rules within appropriate systemsMeasure true outcomes against expectations, driving continuous improvement and learnings from findings.Must haveExpert problem solving skills including understanding of financial modellingProficient in data mining and engineering through SQL, SAS and PythonExperience with modern analytical tools and technology stacks; Python, GitHub, AWS, HDFS, etc.Experience with data visualization tools such as Python (Matplotlib, Plotly, Seaborn) and TableauAbility to design and deliver compelling presentations to senior management and other stakeholdersStrong communication skills and ability to simplify and explain complex technical conceptsAbility to develop effective and collaborative relationships (e.g. with stakeholders, credit bureaus, and remote teams)Demonstrated abilities for critical thinking and numerical analysisProficient in Excel and PowerPointNice to haveUniversity degree in a quantitative field of study (e.g. statistics, mathematics, engineering, economics, finance, computer science, physics)Experience with credit riskWhat’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableLeaders who support your development through coaching and managing opportunitiesAbility to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamA world-class training program in financial servicesFlexible work/life balance optionsOpportunities to do challenging work#LI-Post#LI-Hybrid#TechPJJob Skills Business Data Analysis, Communication, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk ManagementAdditional Job DetailsAddress: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity: TORONTOCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: GROUP RISK MANAGEMENTJob Type: RegularPay Type: SalariedPosted Date: 2025-01-30Application Deadline: 2025-02-28Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

Manager of Universal Orlando Credit Card Sales Team – First National Bank of Omaha – Orlando, FL

Company: First National Bank of Omaha

Location: Orlando, FL

Expected salary: $61630 – 104770 per year

Job date: Sun, 19 Jan 2025 01:52:04 GMT

Job description: The role of this job is to enhance team performance and drive results within a park environment. Working closely with park leadership, marketing, and finance teams, the ideal candidate will have a strong ability to collaborate across functions to achieve common goals. A bachelor’s degree in business, hospitality, marketing, or a related field is required, or an equivalent combination of education and experience. This role requires a strategic thinker who can effectively navigate and optimize team dynamics to achieve maximum success.

Director, Credit Card Product Management, Simplii Financial – CIBC – Toronto, ON

Company: CIBC

Location: Toronto, ON

Expected salary:

Job date: Sat, 18 Jan 2025 00:04:32 GMT

Job description: We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.To learn more about CIBC, please visitWhat you’ll be doingReporting to the Sr. Director, Product Management- Simplii Financial , this role is responsible for leading the evolution of the Simplii Credit Card portfolio as catalysts to growth customer share of wallet and market share. The individual develops compelling, industry leading products under the Simplii brand, manages and owns the product/portfolio strategy and performance and supports the day to day management of Simplii products. The role is critical in influencing the ongoing development and growth of the Simplii Financial franchise and it’s positive contribution to the CIBC enterprise.At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.How you’ll succeedCredit Card Acquisition, Go-To-Market and Portfolio EngagementStrategy – Develop and implement comprehensive acquisition strategies for Simplii Financual credit card products, targeting diverse customer segments. Analyze market data and customer insights to identify key acquisition channels, customer needs, and competitive positioning. Lead the development of go-to-market plans for new credit card launches, ensuring a cohesive approach across all acquisition channels.Collaboration – Collaborate with Marketing, Growth, and Digital Sales teams to create multi-channel campaigns that include digital, social media, in-branch, and partner promotions. Define launch objectives, timelines, and KPIs to measure acquisition success and maximize market reach.Optimization – Identify and optimize acquisition channels, such as digital advertising, influencer marketing, and partnerships to increase conversion and drive customer acquisition.Relationships – Develop and manage relationships with key acquisition partners, including retail and commerce players, ensuring alignment on target audiences and campaign goals. Implement innovative acquisition tactics, such as referral programs, exclusive offers, and bundled packages, to attract new customers.Market research – Conduct market research to understand customer preferences and behaviors, identifying trends that inform acquisition strategies.Credit Card Product Strategic PlanningBusiness objectives – Work with the Sr. Director, product peers and cross functional resources to achieve business objectives including NPS, revenue, profit, volume and market share goalsBusiness planning – Develop annual strategic business plans and business cases for Simplii Credit Card, in consultation with leadership teamRecommendations – Make recommendations to drive portfolio effectiveness, create operational efficiency and strategic congruence. Maintain and share product value propositions and strategies that align to the Simplii brand and franchise strategyStrategic management – Accountable for performance of Simplii Credit Card KPIs through strategic management and ongoing analysis of trends and the competitive landscape. Oversee continuous monitoring and management of product risks and controlsForecasting – Track and manage credit card; balances, purchase volume growth & portfolio KPIs and support monthly/quarterly/annual financial forecasts.Team ManagementGoal setting – Setting appropriate context when assigning work to ensure that individuals’ roles support the achievement of the business unit’s priorities and Simplii’s overall goals;Leadership – Building team and individual capabilities by providing development opportunities such as job shadowing, special projects, and training. Hiring the right people in the right jobs to align individual capabilities with job requirements and business unit goals.Performance management – Managing performance by providing fair and accurate formal and informal feedback, identifying and removing obstacles to performance and by explaining how performance expectations align with business priorities;Values – Creating a positive work environment and being an effective role model by championing CIBC’s mission, vision and values. Ensuring compliance with policies, standards, guidelines and controls by applying the policies and controls fairly and consistently so employees understand what to expect, and;Who you areYou act like an owner. You thrive when you’re empowered to take the lead, go above and beyond, and deliver results.You give meaning to data. You can demonstrate strong analytical, problem-solving and influential skills You enjoy investigating complex problems, and making sense of information. You’re confident in your ability to communicate detailed information in an impactful way.You’re driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.Your influence makes an impact. You know that relationships and networks are essential to success. You inspire outcomes by making yourself heard.You have attained post-secondary education in Business, Commerce, Analytics or related fieldYou possess a strong and extensive background in financial services especially credit cards with a keen focus on product management and strategic planningYou can demonstrate ability to plan and coordinate several initiatives simultaneouslyYou have a strong ability to understand and interpret complex information, identify patterns and trends in new or strategic areas, and independently develop recommendations in order to respond to urgent business prioritiesYou have excellent communication and presentation skills sufficient to prepare, present material to and influence executive audienceValues matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.#LI-TAWhat CIBC OffersAt CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.*Subject to plan and program terms and conditionsWhat you need to knowCIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contactYou need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.Job Location Toronto-161 Bay St., 4thEmployment Type RegularWeekly Hours 37.5Skills Business Cases, Business Planning, Group Problem Solving, Leadership, Pricing Strategies, Product Management, Product Marketing, Relationship Building, Waterfall Model

CIBC is looking for talented professionals to join their team and help lead the evolution of the Simplii Credit Card portfolio. The role involves developing and implementing acquisition strategies, collaborating with various teams, optimizing channels, conducting market research, and strategic planning. The ideal candidate will have a background in financial services, strong analytical skills, and the ability to manage multiple initiatives simultaneously. CIBC offers competitive salaries, benefits, and a supportive work environment. They are committed to creating an inclusive environment where all team members feel valued and included. The job is located in Toronto.

Scotiabank – Global Transaction Banking – Global Commercial Card Internship/Co-Op – Summer 2025 – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Sat, 21 Dec 2024 23:21:00 GMT

Job description: Requisition ID: 213462Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Term: May – August 2025Application Deadline: 1/17/2025There’s no better way to kickstart your career than to do a co-op or internship with Scotiabank! During your work term, you’ll have the opportunity to be part of a winning team, build your network, and discover what you love – all while getting paid to do it! There’s a place for every type of student at Scotiabank and all that we ask for is that you have passion and strong AOO (Attitude, Ownership and Opportunity).Global Transaction Banking (GTB) is a strategically important franchise that offers comprehensive transaction banking solutions on a global basis to Small Business, Commercial, Corporate and Multinational clients. GTB supports clients to manage their payments, collections, optimize cash conversion cycle and invest excess working capital.As Analyst, Commercial Cards Portfolio Management on the Commercial Cards team you will play a critical role in leading and driving the Commercial Cards portfolio management initiatives. This includes monitoring the performance of client programs as well as the general portfolio P&L to identify opportunities around cost avoidance, cost savings, growth and improved client margins.This position contributes to the profitability and revenue growth of the Global Transaction Banking portfolio through supporting the establishment of sound financial strategies of the Commercial Cards solutions and therefore maximize market share, enhanced growth opportunities and experience.Is this role right for you? In this role, you will:Support growth in revenues and customer satisfaction on the Commercial Cards portfolio by:

  • Enhance the competitive advantage of the product by generating insights from data that will help the product team when formulating the product strategy.
  • Collaborating with the Technology, Sales, and AML/Risk teams to understand the product vision, including the customer impacts, business/stakeholder value, system dependencies and technological processes, both internal and external
  • Monitor monthly product results to ensure products are performing as expected and resolving issues that arise in a timely manner with updates to partners and escalations to management as required
  • Maintain the end-to-end process map, helping ensure accountable stakeholders are operating to the agreed responsibilities
  • Determining where product gaps may exist with respect to customer needs, competitive offerings, and market trends
  • Understanding the voice of the customer and front-line staff to improve product quality
  • Participating in vendor partnership management to support product portfolio
  • Providing ad hoc support and subject matter expertise to partners as require

Review financials, key performance indicators, and trends for:

  • Determining key product opportunities and issues by maintaining critical financial lens
  • Working with the pricing and operations teams to drive revenues and implement margin enhancement opportunities
  • Maintaining a high quality market intelligence program, including the competitive landscape, customer needs, and external stakeholder management
  • Support special pricing requests and RFP opportunities

Do you have the skills and requirements that will enable you to succeed in this role? – We’d love to work with you if:

  • You are currently enrolled in post-secondary education.
  • You love to learn and envision yourself working for an international organization that heavily invests in your future.
  • You have excellent analytical, written, and verbal communication skills.
  • You are an enthusiastic self-starter with ability to prioritize and multi-task, working both independently and within a team environment.
  • You have great attention to detail, are proactive and responsive to short deadlines.
  • Self-starter possessing confidence and initiative; able to cope with changing and evolving priorities while identifying new opportunities
  • Excellent communication, interpersonal, and strategic negotiating skills
  • Understanding of payments, industry trends and practices, innovative digital platforms, policies and procedures. Familiarity with the way large market Accounts Payable and Procurement departments operate.
  • Excellent Data Management skills, Outstanding Excel knowledge, proficiency in PowerBi an asset.

What’s in it for you?

  • You’ll be part of a diverse, collaborative, innovative, and high-performing team.
  • In-depth training to prepare you for the role, as well as ongoing coaching and feedback to help you succeed!
  • Exclusive student events such as Scotia Student Day, Lunch & Learns, leadership panels, and much more!
  • Bank-wide orientation to learn more about Scotiabank and gain exposure to senior leadership across the organization.

How do I apply?

  • For students applying to our internship/co-op or new graduate programs, we do not require resumes! We believe in evaluating you through relationships over resumes and are focused on learning about who you are and what you’re interested in to uncover your true potential. Instead, we ask that as part of your application you complete the below:
  • Complete your PLUM Profile

and save as a screenshot. * Complete a short one-way video interview
. * Apply to the role and when the application asks for your resume, instead upload the screenshot of your PLUM Profile.*To be considered for student opportunities at Scotiabank, Tangerine, and MD Financial you must complete all steps above.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Scotiabank – Global Transaction Banking – Global Commercial Card Internship/Co-Op – Summer 2025 – Toronto, ON

Company: Scotiabank

Location: Toronto, ON

Expected salary:

Job date: Sun, 22 Dec 2024 02:31:58 GMT

Job description: Requisition ID: 213462Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Term: May – August 2025Application Deadline: 1/17/2025There’s no better way to kickstart your career than to do a co-op or internship with Scotiabank! During your work term, you’ll have the opportunity to be part of a winning team, build your network, and discover what you love – all while getting paid to do it! There’s a place for every type of student at Scotiabank and all that we ask for is that you have passion and strong AOO (Attitude, Ownership and Opportunity).Global Transaction Banking (GTB) is a strategically important franchise that offers comprehensive transaction banking solutions on a global basis to Small Business, Commercial, Corporate and Multinational clients. GTB supports clients to manage their payments, collections, optimize cash conversion cycle and invest excess working capital.As Analyst, Commercial Cards Portfolio Management on the Commercial Cards team you will play a critical role in leading and driving the Commercial Cards portfolio management initiatives. This includes monitoring the performance of client programs as well as the general portfolio P&L to identify opportunities around cost avoidance, cost savings, growth and improved client margins.This position contributes to the profitability and revenue growth of the Global Transaction Banking portfolio through supporting the establishment of sound financial strategies of the Commercial Cards solutions and therefore maximize market share, enhanced growth opportunities and experience.Is this role right for you? In this role, you will:Support growth in revenues and customer satisfaction on the Commercial Cards portfolio by:

  • Enhance the competitive advantage of the product by generating insights from data that will help the product team when formulating the product strategy.
  • Collaborating with the Technology, Sales, and AML/Risk teams to understand the product vision, including the customer impacts, business/stakeholder value, system dependencies and technological processes, both internal and external
  • Monitor monthly product results to ensure products are performing as expected and resolving issues that arise in a timely manner with updates to partners and escalations to management as required
  • Maintain the end-to-end process map, helping ensure accountable stakeholders are operating to the agreed responsibilities
  • Determining where product gaps may exist with respect to customer needs, competitive offerings, and market trends
  • Understanding the voice of the customer and front-line staff to improve product quality
  • Participating in vendor partnership management to support product portfolio
  • Providing ad hoc support and subject matter expertise to partners as require

Review financials, key performance indicators, and trends for:

  • Determining key product opportunities and issues by maintaining critical financial lens
  • Working with the pricing and operations teams to drive revenues and implement margin enhancement opportunities
  • Maintaining a high quality market intelligence program, including the competitive landscape, customer needs, and external stakeholder management
  • Support special pricing requests and RFP opportunities

Do you have the skills and requirements that will enable you to succeed in this role? – We’d love to work with you if:

  • You are currently enrolled in post-secondary education.
  • You love to learn and envision yourself working for an international organization that heavily invests in your future.
  • You have excellent analytical, written, and verbal communication skills.
  • You are an enthusiastic self-starter with ability to prioritize and multi-task, working both independently and within a team environment.
  • You have great attention to detail, are proactive and responsive to short deadlines.
  • Self-starter possessing confidence and initiative; able to cope with changing and evolving priorities while identifying new opportunities
  • Excellent communication, interpersonal, and strategic negotiating skills
  • Understanding of payments, industry trends and practices, innovative digital platforms, policies and procedures. Familiarity with the way large market Accounts Payable and Procurement departments operate.
  • Excellent Data Management skills, Outstanding Excel knowledge, proficiency in PowerBi an asset.

What’s in it for you?

  • You’ll be part of a diverse, collaborative, innovative, and high-performing team.
  • In-depth training to prepare you for the role, as well as ongoing coaching and feedback to help you succeed!
  • Exclusive student events such as Scotia Student Day, Lunch & Learns, leadership panels, and much more!
  • Bank-wide orientation to learn more about Scotiabank and gain exposure to senior leadership across the organization.

How do I apply?

  • For students applying to our internship/co-op or new graduate programs, we do not require resumes! We believe in evaluating you through relationships over resumes and are focused on learning about who you are and what you’re interested in to uncover your true potential. Instead, we ask that as part of your application you complete the below:
  • Complete your PLUM Profile

and save as a screenshot. * Complete a short one-way video interview
. * Apply to the role and when the application asks for your resume, instead upload the screenshot of your PLUM Profile.*To be considered for student opportunities at Scotiabank, Tangerine, and MD Financial you must complete all steps above.Location(s): Canada : Ontario : TorontoScotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Product Manager, Credit Card Applications – Rogers Communications – Mount Pleasant, ON – Toronto, ON

Company: Rogers Communications

Location: Mount Pleasant, ON – Toronto, ON

Expected salary:

Job date: Tue, 17 Dec 2024 23:19:22 GMT

Job description: Looking to join a growing financial services team? Rogers Bank, a subsidiary of Canada’s leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers unique cash-back benefits and financing options for Rogers purchases using cutting-edge technology. Interested? Take the next step and consider this opportunity to make a meaningful impact with Rogers Bank.At Rogers Bank, we’re transforming our credit card acquisition platforms to create seamless digital experiences centered around our customers. With visionary leadership and a commitment to innovation and transformation, we aim to provide each member of our team with the autonomy to expertly craft their products. As a Product Manager – Credit Card Applications, you’ll play a pivotal role in driving all stages of the process, from conceptualization to delivery, feature implementation, and optimization.You’ll take ownership of your product’s key performance indicators (KPIs), manage your product backlog, and lead a multidisciplinary product team consisting of full-stack developers, back-end engineers, QA testers, designers, data analysts, and solution managers. You will also partner with Bank cross-functional teams including Credit Card products, Credit Risk, Finance, Marketing, Sales, Fraud, Technology, Operations & Data Analytics, and other Line of Business stakeholders from Wireless, Residential & Digital teams for prioritizing your roadmap based on business and customer needs.What you’ll do:

  • Challenge conventional approaches within the business, driving innovative solutions by thinking “outside the box” and ensuring best-in-class solution designs. Encourage and lead experimentation to measure and implement integrated, proven solutions across different customer segments.
  • Collaborate closely with the business and UX teams to research and validate assumptions, keeping our customers at the forefront by conducting experiments and analyzing results.
  • Actively engage in all agile ceremonies, ensuring delivery viability while optimizing the customer experience.
  • Maintain constant communication and convey the product vision effectively within your team and across the company.
  • Gather requirements, oversee design work, write, and prioritize user stories, and manage your team as a startup within a larger corporation.
  • Develop and execute go-to-market plans for new features.
  • Identify market opportunities and contribute to both the product vision and business strategy.
  • Regularly meet with stakeholders from sales, marketing, credit risk, fraud, data, engineering, and other Rogers Bank departments to gather requirements and update on the progress of new product releases.
  • Collect post-launch data and feedback, swiftly incorporating insights to adapt the product.
  • Invest in systems and processes alongside your team to establish world-class best practices.

What you have:

  • 6+ years of product management experience, overseeing at least one entire product development cycle from concept to launch, particularly through agile methodologies.
  • Previous experience in the FinTech and/or Financial Services industry.
  • A customer-centric approach, consistently validating assumptions against genuine customer feedback and data.
  • Experience with web data analytics tools – Adobe Analytics and Application monitoring tools – Dynatrace
  • Demonstrated success in leading complex strategic and operational initiatives, navigating technical, operational, legal/policy, and business issues.
  • Strong analytical skills with an adeptness for understanding and leveraging data to evolve Rogers Bank’s product roadmap.
  • Entrepreneurial mindset, adaptable to change, eager to learn, proactive in action, resilient in the face of failure, and persistent in making an impact.
  • Bold, tenacious, unafraid to challenge the status quo, supported by facts, data, and empirical research.
  • Exceptional communication skills, capable of engaging storytelling that unites individuals toward a shared vision.
  • Proven experience in facilitation, situational awareness, conflict resolution, continual improvement, empowerment, and enhancing transparency.
  • Demonstrated proficiency in implementing and executing Agile principles.
  • Strong focus on technology and design, with a comprehensive understanding of the development process and overall UX/UI.
  • Willingness to be humble, admit areas of uncertainty, ask questions, and an eagerness to learn.
  • Experience in digital architecture, Front-end technologies, Backend applications, and Cloud-based systems is an asset.
  • Certified Scrum Product Owner designation is an asset.
  • A drive to remain continuously motivated and excited about tackling new challenges.

​​To protect our people, brand and assets, a pre-employment background check will be conducted. As part of our selection process, all candidates must clear a criminal background check. Additionally, a credit check and drivers abstract may be required depending on the role.Schedule: Full time
Shift: Day
Length of Contract: Not Applicable (Regular Position)
Work Location: 1 Mount Pleasant (083), Toronto, ON
Travel Requirements: None
Posting Category/Function: Banking & Operations
Requisition ID: 301096At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the .Posting Notes: Rogers BankLocation:Toronto, ON, CA Toronto, ON, CABeing a Rogers team member comes with some great perks & benefits including:· Health & well-being benefits
· Donation matching
· Paid time off for volunteering
· Wealth Accumulation including: Pension plan & Employee stock options
· Generous employee discounts
· Leadership development, Mentorship, and Coaching programs*available for full-time and part-time permanent employees, some restrictions applyLooking for career guidance and inspiration?Catch up on the latest episodes of podcast with Dr. Sonia Kang.

Rogers Bank, a subsidiary of Canada’s leading wireless, cable, and media company, is growing and seeking passionate individuals to join their team to develop and implement innovative financial solutions. The bank offers unique benefits and financing options using cutting-edge technology. The Product Manager position involves driving all stages of the process from conceptualization to delivery, managing key performance indicators, and leading a multidisciplinary team. The ideal candidate has experience in product management, a customer-centric approach, and proficiency in agile methodologies. The company values diversity and inclusion, offering a range of benefits and support for candidates with disabilities. Interested applicants can learn more on the Rogers Bank website.